Do pet insurers often include dental treatment as part of their cover?
This will depending on what insurance policy you purchase. With some cat insurance policies, there can be some form of dental insurance offered However, don’t assume it will always be included – if cat dental insurance is important to you then read the policy terms and conditions carefully and make sure it is included before you make a decision to purchase.
Evidently, a policy that includes dental insurance is likely to have higher premiums than one which does not.
Dental insurance for cats can be offered at different levels depending on which policy you purchase – another reason to read the small print carefully as you don’t want to find out when claiming that the type of tooth damage your cat has suffered is not covered by your insurance provider. Some cat dental insurance will cover any issues affecting your cat’s teeth that were caused by an accident or illness. However, some dental insurance cover can be very limited indeed, for example a plan might only pay out in cases of external damage or for extractions of milk teeth.
Cosmetic dental treatment will almost certainly be excluded from cover, as will routine dental check-ups.