Compare travel insurance for Greece

With a wealth of islands, ancient cities and a vibrant culture, Greece has something for everyone. Whether you’re going with family or friends, it’s important you get travel insurance to give you peace of mind on your trip.

With a wealth of islands, ancient cities and a vibrant culture, Greece has something for everyone. Whether you’re going with family or friends, it’s important you get travel insurance to give you peace of mind on your trip.

Coronavirus (COVID-19) update: please check the latest government travel advice that sets out what you need to do, if anything, before you travel abroad and before you return home. You should also check the latest travel advice and entry requirements for each country you visit or transit through. Travel rules can change at short notice, so check the Foreign, Commonwealth & Development Office (FCDO) for the latest information.

Josh Daniels
Travel Insurance expert
6
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Posted 01 FEBRUARY 2021 Last Updated 2 MARCH 2022

Do I need travel insurance for Greece? 

While not compulsory, travel insurance for Greece can provide financial cover for unexpected events while you’re away so you’re not left out of pocket. 

A good policy will protect you if you need medical treatment, lose your luggage or have to cancel your trip. This means you can get on and enjoy your holiday content in the knowledge that if something goes wrong, you’ll be covered.

Customers with more serious pre-existing medical conditions

If you have a serious health condition, the price you pay for travel insurance is likely to be more expensive. However, there are still many providers out there and you should be able to find affordable cover. Whatever happens, don’t be tempted to lie to an insurance provider, because if you do and then need to make a claim, it could be rejected.

When you declare medical conditions on our website, we’ll only show quotes from insurance providers who will cover all declared medical conditions, with no exclusions. 

MoneyHelper has launched a directory of insurance providers who may be able to provide quotes over the phone if you have more serious medical conditions. Find more information at MoneyHelper or by calling them on 0800 138 7777.

How much is travel insurance for Greece? 

For a holiday to Greece, you’ll need European travel cover. A travel policy can cost from as little as £6 for a week’s holiday in Europe.

Bear in mind though that the exact cost of your travel insurance will depend on your age, the level of cover you need for your trip, what activities you’re planning and any pre-existing health conditions. 

If you travel regularly, you might find that an annual travel insurance policy saves you money overall as you won’t have to organise a separate policy each time you go away.

Based on Compare the Market data for a single trip travel policy for a 20-year-old with no pre-existing medical conditions travelling in Europe for 1 week. Prices correct as of January 2022.

What will Greece travel insurance cover? 

A travel policy for Greece will typically include cover for: 

  • Medical care – travel insurance with health cover can protect you against the high cost of medical bills if you’re sick or injured during your trip. The policy may also include repatriation back to the UK for treatment.
  • Lost, stolen or damaged luggage – theft is one of the most common risks that holidaymakers in Greece are vulnerable to. Pickpockets might target wallets, handbags and passports in crowded tourist spaces or on the metro. If your belongings are lost, stolen or damaged, they’ll usually be covered under a standard travel policy.
  • Holiday cancellation – you can make a claim to recover your holiday costs if you need to cut short your trip or abandon it altogether because of an emergency or family bereavement, for example. It’s important to arrange your travel insurance at the time you book your holiday.
  • Flight cancellations and delays – your travel insurance may also provide cover if you have to cancel your flight or it’s cancelled by the airline. Check the policy to make sure cover for missed connections is also included.
  • Coronavirus – this can cover cancellation, medical expenses, repatriation and extended stays as a result of COVID-19. When you get a travel insurance quote with us, it’s easy to compare levels of COVID-19 cover. Just use the ‘more details’ option on the quote results page.

What won’t Greece travel insurance cover? 

Before buying your holiday insurance for Greece, there are a few exclusions to watch out for. Insurance providers typically won't cover: 

  • Pre-existing medical conditions – you may need a specialist policy if you have any health issues. At Compare the Market, any medical conditions you declare will be covered in your quote. 
  • Risky adventure activities – check your policy to see what activities are excluded. You’ll typically have to pay extra to cover sports like rock climbing and white-water rafting.
  • Incidents related to drug or alcohol use – Greece is popular with young travellers looking for a party holiday. Islands such as Zante, Corfu and Mykonos are famous for their wild nightlife, but things can quickly spiral out of control with too much alcohol. You can have your claim rejected if the insurance provider deems the incident was due to you being intoxicated.
  • Travel to regions against government advice – this may be because of disease epidemics or terrorism threats. The Foreign, Commonwealth &Development Office (FCDO) doesn’t currently advise avoiding travel to Greece.
  • Terrorism, natural disasters and civil unrest – Greece is prone to forest fires during the height of summer, while it also experiences earthquakes and other tremors. You should seek advice on what to do in an emergency.

What else should I consider when I choose my Greece travel insurance?

Think about what activities you’ll be doing on your trip to Greece to make sure your insurance policy covers you for them. If it doesn’t, you may be able to add them on at an additional cost or if this isn’t possible, look for a specialist policy.

Activities you’ll need to make sure you’re covered for include:

  • Extreme sports – this could cover you for rock climbing in Kalymnos or paragliding in Corfu, for example.
  • Water sports – Greece is popular for water sports, including kayaking and scuba diving, as well as the popular banana boats that can be seen bouncing along the waves. So make sure you’re covered for any water sports you do.
  • Winter sports – although Greece isn’t known for its cold climate, the snow-covered peaks of Mount Parnassus and Mount Helmos provide skiing and snowboarding activities.
  • Golf travel insurance – with its stunning natural landscapes, Greece is a great choice for a golfing holiday. Top courses include the Bernhard Langer-designed Dunes Course in Costa Navarino. So if you’re planning to play, make sure you’re covered.

Do I need a visa for Greece?

If you’re a British citizen with a valid passport, you don’t need a visa to travel to Greece and can stay for up to 90 days in any 180-day period.

Details on COVID-19 vaccination and testing requirements for Greece can be found on the GOV.UK website.

Any other tips for travel to Greece?

Here’s a few more tips and travel facts about Greece to help you enjoy your trip. 

Currency: euro

EHIC/GHIC: remember to take a valid European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC). This will give you access to state-provided medical treatment in Greece on the same terms as a local. But you’ll need travel insurance to cover any other costs linked to a medical issue, including repatriation to the UK. You can apply for a GHIC here.

Clothing: Greece is largely a modern, liberal country, although some areas can be quite conservative due to the culture of the Orthodox church. When visiting churches or monasteries, it’s respectful to cover up, avoiding skimpy shorts and tops that reveal your shoulders. 

Public indecency: Greek police won’t tolerate public indecency or rowdiness. You can be arrested, fined and even jailed for lewd behaviour, especially where too much alcohol is involved.

Smoking: smoking is illegal in all indoor public places and is punishable by a large fine.

Frequently asked questions

When is the best time to visit Greece?

If you want to dodge the summer crowds (and heat), the best time to visit Greece is generally between April and June or September and early October. Temperatures are still warm but not overbearing, and resorts and attractions are relatively quiet.

What cover do I need for backpacking in Greece?

If you’re heading to Greece as part of a backpacking holiday, you’ll typically need backpackers insurance. This is designed for people who travel for long periods of time and will ensure that you’ve got the right level of cover for your full itinerary. If your holiday is likely to include adventurous activities, you might also need extreme sports or water sports cover.

What cover do I need for a group holiday to Greece?

The Greek islands are popular with large groups of friends keen to let their hair down after studying or working hard. If you’re travelling as a group, with up to 10 people, it might be worth getting a group travel insurance policy. As well as often being cheaper and simpler to arrange, it also means everyone will be covered if the trip is cancelled.

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