What should I think about when choosing India travel insurance?
What activities will you do? You might be going to chill on a beach in Goa, a yoga retreat or an Ayurvedic resort or to admire the temples, but for some, India's a great place for active exploring. There's trekking, white water rafting and even elephant rides or trying to spot wild tigers in Ranthambore, if you prefer something more active. But insurance providers may exclude some high risk activities from your policy. Doublecheck to ensure you have cover for all the activities you plan to try. Find out more about adventure travel insurance.
What are the limits for cancellations? Flights to India aren't cheap, and some policies have quite low limits on what you can claim back if you have to cancel. Look at the limits carefully before you buy – and don't forget to factor in accommodation and excursion costs. Find out more about holiday cancellation insurance.
Are all your belongings covered? Think about the value of the personal belongings you're taking along – whether it's a backpack of the basics, or all your gadgets, long-lens camera, jewellery and designer sunglasses. Add up the total and make sure you have at least that much cover for theft or loss of baggage and personal belongings.
Will your policy pay doctors directly? If you'd find it hard to cover a big bill, check to see if your insurance provider will pay money directly to a doctor or hospital, or if you'd have to cover it initially and then be reimbursed. (Don't forget to keep any bills or documentation so you can make your claim.)
Are you covered for repatriation? In layman's terms, will your policy cover the cost of flying you home in an emergency?
When you compare India travel insurance with us we'll show you the key details of each policy, making it much easier to weigh up your options.