Compare travel insurance for Malaysia
Compare travel insurance for Malaysia
It’s a land of pristine beaches, huge national parks and the urban treasure of Kuala Lumpur. So, it’s easy to see why Malaysia welcomed 25.8 million visitors in 2018. Find out what you should know about Malaysia travel insurance to keep you covered for your trip.
Why do I need travel insurance for Malaysia?
You should get travel insurance for any trip, and Malaysia is no different. While travel insurance isn’t compulsory, it would be unwise to visit Malaysia without it. Foreign visitors are charged for all medical treatment, so you could be left with an expensive medical bill if you don’t have the right cover in place and get sick while you’re away.
Travel insurance can also give you peace of mind that you could replace your belongings if they’re stolen, lost or damaged. Check the single item limit, as this is the most you’ll be able to claim for any individual item that needs to be replaced. You might need to add more valuable items, such as an expensive watch, to a policy individually so that they’re covered.
When comparing insurance, check that cancellation cover meets the full cost of your break if you need to cancel it or cut it short for a valid reason, such as a family bereavement. If you do need to cut short your trip, let your insurance provider know before you travel home. They’ll need to know the reason before deciding whether to pay the costs.
On 7 September 2020, the Foreign Commonwealth and Development Office (FCDO) updated the list of countries that are exempt from its ongoing advice against all non-essential international travel.
If you choose to travel overseas to a destination where the FCDO is advising against non-essential travel at the time of your departure, then your insurance policy will be invalid, and any claim likely to be rejected.
For domestic travel, please check the local public health rules for the destination you wish to travel to within the United Kingdom.
For more information, please see our coronavirus and travel insurance page.
What kind of travel insurance could I need for Malaysia?
The type of travel insurance you need depends on the length of your trip, and what you plan to do while you’re away. Malaysia’s a great place for jungle tours, climbing and hiking. But if you’re intending to take part in any of these (or other) adventurous activities, you might find a standard travel insurance policy won’t cover you.
If that’s the case, get in touch with your insurance provider to see if they can amend your policy to include them. If that’s not possible, you may need to look for a specialist provider to get the level of cover you need. Read more on adventure travel insurance.
Do I need a visa to travel to Malaysia?
Brits can enter Malaysia without a visa – for tourism or business – for up to 90 days. Your passport should be valid for at least six months from the date you enter Malaysia.
There have been changes in the visa requirements for Thailand, which may affect you if you’re planning to make regular crossings at land borders between Malaysia and Thailand. See Thailand Travel Advice for details.
Do I need vaccinations for Malaysia?
It’s a good idea to visit your doctor about eight weeks before your trip to check that you immunisations are up to date. You might be advised to get vaccinations for diphtheria, hepatitis A, typhoid and tetanus. These are typically free via the NHS.
Any other travel tips for Malaysia?
Safety: The UK government advises against ‘all but essential’ travel to some areas of Malaysia, such as the islands off the coast of eastern Sabah. Before your trip, check the latest travel guidance from the Foreign and Commonwealth Office.
Climate: The country enjoys tropical weather all year round but, generally speaking, there’s a dry season from June to September and a rainy season from December to March.
Time differences: Malaysia is eight hours ahead of Greenwich Mean Time (GMT).
Tipping: In general, it’s not custom to tip in Malaysia.