Compare travel insurance for Pakistan

Owing to recent security concerns, a trip to Pakistan should be taken with a safety-first approach. Here’s how to find and compare Pakistan travel insurance that can help you get on and enjoy this vast country, which is packed with natural and cultural riches.

Owing to recent security concerns, a trip to Pakistan should be taken with a safety-first approach. Here’s how to find and compare Pakistan travel insurance that can help you get on and enjoy this vast country, which is packed with natural and cultural riches.

Josh Daniels
From the Travel team
4
minute read
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Posted 01 FEBRUARY 2021

Why do I need travel insurance for Pakistan?

Travel insurance is important wherever you go, but that’s especially true if you’re visiting Pakistan. The Foreign and Commonwealth Office (FCO) is clear on the importance of getting comprehensive travel insurance before a trip to this South Asian country. Look for a travel insurance policy with:

  • Medical cover: The standard of healthcare is inconsistent in Pakistan, and isn’t free for visitors. Travel insurance could cover the high cost of medical bills if you get sick or are injured while you’re away.
  • Cancellation and curtailment cover: This could reimburse you if you need to cancel or cut short your holiday for a reason stated in your policy (for example, a family bereavement). That’s why it’s important to get travel insurance as soon as you book your trip.
  • Terrorism cover: Many standard travel insurance policies don’t cover events related to terrorism, so be sure to check your policy wording with care. The FCO website has up-to-date advice on trips to the country.

Pakistan isn’t free from crime, so you’ll want to make sure your belongings are covered if they’re stolen – or lost or damaged. Think about how much your belongings are worth and make sure your policy offers enough cover. Check the single item limit too.

Once you’ve got a policy that meets your needs, make sure you keep your provider’s details with you in case you need to contact them while you’re away.

CORONAVIRUS UPDATE

Following the UK’s most recent national restrictions, you can only travel internationally or within the UK if you're legally permitted to do so while the UK is under full lockdown restrictions.

This means that, unfortunately, we’re unable to provide any new single trip price comparisons within or outside the UK, with a start date that falls within the national lockdown. You’re still able to purchase annual multi-trip policies, however, if you choose to travel against FCDO advice and current restrictions, you won’t be covered for your trip.

The Foreign, Commonwealth & Development Office (FCDO), currently advises British nationals against all but essential international travel. See latest FCDO advice for further information.

Any insurance policy purchased to cover a trip to a destination where the local authority, or the FCDO, has instructed citizens not to travel, will not be valid.

For more information, please see our coronavirus and travel insurance page.

Until then, stay safe.

Customers with more serious pre-existing medical conditions

Our panel includes insurance providers who quote cover for all medical conditions declared on our website, with no exclusions.

On its Money Advice Service website, The Money and Pensions Service (MaPs) has launched a directory of insurance providers who may be able to provide quotes over the phone, if you have more serious medical conditions. Find more information at the Money Advice Service or by calling the British Insurance Brokers’ Association on 0370 950 1790.

Do I need a visa for Pakistan?

Brits need to get a visa before visiting Pakistan; you’ll need to apply through the High Commission for Pakistan. Also, your passport should be valid for at least six months at the time of your visa application. 

Do I need vaccinations to visit Pakistan?

You should check with your doctor at least eight weeks before you travel to Pakistan. You might be advised to have vaccines including hepatitis A, typhoid and tetanus (these are typically free on the NHS).

Any other things to keep in mind when visiting Pakistan?

Natural disasters – Pakistan is in an earthquake zone and is occasionally prone to landslides and flooding. Check your policy’s wording to see if your insurance covers you for extreme events.

Climate – The country’s winter runs from around November to March, when conditions are typically warm with cool breezes in coastal areas. Pakistan’s summer, from April to July, can be extremely hot, while monsoon season runs from July to September.

Tipping – High-end hotels and restaurants may add a 10% service charge to your service bills. Tipping elsewhere is discretionary, but giving about 30-50 rupees at local restaurants is likely to be welcomed.

Time difference – Pakistan is four hours ahead of Greenwich Mean Time (GMT).

How much is travel insurance for Pakistan?

If you’re planning a trip to Pakistan, worldwide travel insurance could cost from £12.84** for a week or £26.40*** for annual travel, based on Compare the Market data in November 2020.

**Based on a worldwide travel insurance policy for a 20 year old with no pre-existing medical conditions travelling for 1 week. Prices correct as at November 2020.
***Based on an annual multi trip travel insurance policy for a 20 year old with no pre-existing medical conditions travelling Worldwide. Prices correct as at November 2020.

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