Steps to take if someone dies abroad
Steps to take if someone dies abroad
The death of a loved one can be devastating. But the situation can be even more distressing if they die during a holiday or business trip abroad. Here’s our practical guide on what to do if someone dies overseas.
On 4 July 2020, the Foreign and Commonwealth Office (FCO) announced a list of countries that are exempt from its ongoing advice against all non-essential international travel.
If you choose to travel overseas to a destination where the FCO is advising against non-essential travel at the time of your departure, then your insurance policy will be invalid, and any claim likely to be rejected.
For domestic travel, please check the local public health rules for the destination you wish to travel to within the United Kingdom.
For more information, please see our coronavirus and travel insurance page.
1. Contact the British authorities
If you’re abroad
If you’re with a loved one and they die abroad, you should contact the nearest British Embassy, High Commission or Consulate in that country. They’ll be able to offer practical advice and help with what to do next.
If you’re in the UK
If a loved one dies abroad while you’re in the UK and you’re the next-of-kin, you’ll be contacted by the UK police.
If you hear about the death from someone else, for example, a travelling companion, tour operator or the media, you should phone the Foreign and Commonwealth Office (FCO) on 020 7008 1500. The FCO offers help and advice on what to do. They also provide country-specific bereavement packs with practical information on legal processes and services available following a death abroad.
2. Register the death
All deaths must be registered in the country where the person died. The British Consul or local police can help you with this.
If the person died on a ship or aircraft, you must register the death in the country the ship or aircraft is registered in.
You can also register the death with the UK authorities via the GOV.UK website. This is known as a Consular Death Registration. It’s not legally required, but it does mean the death will be officially registered in the UK, either with the General Register Offices for England, Wales and Northern Ireland, or with the National Records Office for Scotland.
To register the death with the UK authorities, you’ll need to provide:
- the local death certificate
- a certified translation if the language is not in English
- evidence of the deceased’s British nationality (usually their British passport)
- details about yourself and the deceased, including full name, passport number and date and place of issue
If your loved one died during a temporary stay abroad, such as a holiday or business trip, it’s most likely that you’ll want to hold their funeral back in the UK. To do this, their body will need to be repatriated.
To enable repatriation, you’ll need:
- the death certificate from the country where the death occurred
- permission to repatriate the deceased
- an embalming certificate
If the death certificate has been issued in a language other than English, you’ll need to get a certified translation in order for it to be registered by the Registrar of Births, Deaths and Marriages in the UK. Without the official translation, your loved one won’t be able to be buried or cremated in the UK.
It’s advisable to use the services of a funeral director who specialises in repatriation. They’ll have expertise to guide your through the repatriation and funeral process.
4. Find out if the deceased has travel insurance
Repatriation costs can be very expensive; often thousands of pounds. The FCO will not pay for repatriation or funeral expenses.
Does travel insurance cover death?
If your loved one has travel insurance, check whether they’re covered for death. Most travel insurance policies include repatriation cover as standard. Contact the insurance provider as soon as you can. They can often arrange repatriation on your behalf or cover funeral expenses if your loved one is to be buried or cremated abroad.
Some travel insurance policies also include personal accident benefit as standard. This can provide family members with financial compensation on top of repatriation costs, if the policy holder dies as the result of an accident abroad.
The FCO strongly advises travellers to take out comprehensive travel insurance before they go abroad. Injury or death are the last things you want to think about when planning a trip. But travel insurance could help alleviate the financial burden of an already devastating situation, should the worst happen.