What cover will I have if I drive someone else’s car?
This will really depend on what your insurance policy says.
If your insurance lets you drive other cars, then it will be on a third party only basis. This means that if you’re involved in an accident with another car and you’re at fault, any damage to the car you’re driving, won’t be covered.
Your right to drive other cars might also be limited and come with certain conditions, particularly if you’re a young driver. Many insurance providers take the view that DOC cover is for emergencies only and only for drivers aged over 25. Bottom line is, to always check your policy.