CUE meets MyLicence
CUE has been around since 1994, but there’s a new kid on the block that aims to bolster its work in combatting car insurance fraud. So, welcome MyLicence – a database that contains information on individual driving licences, such as penalty points, endorsements and entitlements.
MyLicence is pretty special as it links directly with the DVLA’s records to provide real-time information. Together, the two databases give insurance providers a complete picture of an individual’s driving and claims history.
If you think all this database malarkey sounds a bit Big Brother, then it’s worth knowing that insurance fraud costs every policy holder up to £50 each year. And as car insurance prices have reached record highs, any saving is welcome.
But it’s not just about saving money. Having information in a central system makes life easier for everyone – insurance providers and us. It means we don’t have to rely on our memories when it comes to confession time (because there is such a thing as genuine forgetfulness) and insurance providers don’t have to ask us 101 questions every time we renew our car insurance.