What if I don’t report an incident?
CUE only holds information about incidents you’ve declared, so it could be tempting to keep quiet and not report an incident, especially if it was minor.
It might not seem like a big deal, but by deliberately withholding information about an incident you’ll be committing ‘non-disclosure’, which is a form of insurance fraud. This could invalidate your policy and may also mean you’ll have to pay more for your car insurance in the future.
Under the new data protection Act (General Data Protection Regulation or GDPR), you can find out what information CUE holds about you by completing a Subject Access Request form on the Motor Insurers Bureau website.