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How can I reduce the cost of insuring my imported car?

How can I reduce the cost of insuring my imported car?

If you own an imported car, whether it falls under the parallel imports or grey imports category, you’re probably wondering how to get a good deal on your car insurance. So here are some helpful hints on how to find car insurance for imported cars, including left-hand drive car insurance.

Daniel Hutson
From the Motor team
minute read
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Posted 11 NOVEMBER 2019

Is it more expensive to insure an imported car?

It's typically more expensive to insure an imported car than one sold in the UK as it's difficult for an insurance provider to predict how much of a risk they're taking by insuring them. An imported car might need to go to a specialist garage and repairs could cost more as parts might be harder to find.

What are grey imports?

Grey import vehicles usually come from outside the EU. They include certain high-spec Japanese and American cars, like the Nissan Figaro and Eunos Roadster, for instance. These are usually the ones that require special insurance cover.

What are parallel imports?

Parallel imports are cars from EU countries, including brands like Peugeot, Volkswagen and Ford. These don’t typically cost much more to insure than a domestic model of the same type.

What about personal imports?

‘Personal import’ is another term you’re likely to hear if you’re buying an imported car. It’s simply a car you’ve imported yourself, rather than going through a dealer. You’ll need to register your car if you import it yourself.

What about car insurance for left-hand drive cars?

It’s legal to use a left-hand drive (lhd) car in the UK, but you need to make sure you have lhd car insurance. It shouldn’t be too difficult to find, but you might pay more than you would to insure a right-hand drive car. To find a deal that suits you, shop around and compare left-hand drive car insurance quotes.

How can I save money on insuring my imported car?

There are a few things to consider when it comes to reducing your imported car’s insurance, including:

One of the easiest ways to see if you could save is by using Compare the Market’s online comparison service. Simply tell us a little bit about you, your car and the level of cover you’ll need, and we’ll do the rest.

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