Can I get insurance for a grey imported car?
Importing a car from outside the EU is often referred to as a grey import. These cars, although complying with their own countries standards, may not conform to European regulations. Some American cars may fall into the category of grey imports.
You may find that some grey imports are fitted with high performance engines, enhanced suspension and upgraded electronic systems and modifications. Although making these cars more exciting to drive, it also increases the risk to the insurer and could result in higher premiums.
Whilst some insurers may be reluctant to offer a quote, if you use our comparison service we will show you which providers will offer you a policy. Should an insurer offer you cover they may still require a “Single Vehicle Approval Test” to ensure your car meets UK requirements.
How can I reduce the cost of my imported car insurance?
Keep in mind that the cheapest policy is not always the best option. Just because a company offers imported car insurance, do not assume that it is the cheapest or even the best policy for you. There are many different ways of keeping costs down.
Imported cars are considered high value targets for car theft, so ensuring you park is securely is a good start to help you along this path. Just being a safe and careful driver, will help you build up a history of competent driving, which in turn will improve your no claim discount, thereby helping to reduce your premiums.
It may also be worth investigating if you can remove any non-UK modifications, as modifications will increase the cost of your premium.
Where can I get the best insurance cover for an American car?
So, having weighed up all the pro’s and con’s about buying an American import and deciding to proceed, you now need to know where to get that all important insurance cover for your new pride and joy. This is where our comparison service can be of benefit. A small amount of time doing some research now could give you more time later.