What would happen if I drove an uninsured car?
If you’re caught driving without insurance, you could get a fixed penalty of £300 and six points on your licence. If your case goes to court, you could face an unlimited fine and be disqualified from driving altogether. The police also have the authority to seize the car and even destroy it, in the worst case scenario.
The only time you don’t need to tax or insure your car is if it is off the road and not in use, in which case you need to apply for a Statutory Off Road Notification (SORN).
Once your car has been declared as SORN you must not drive, or even park it on a public road. It must be kept on your driveway, private land or in a garage.