Updating your car insurance and driving licence

Did you know you could be fined £1,000 for forgetting to update the address on your driving licence? You could also invalidate your car insurance. If you’re moving house or want to change other details, here’s what you need to know.

Did you know you could be fined £1,000 for forgetting to update the address on your driving licence? You could also invalidate your car insurance. If you’re moving house or want to change other details, here’s what you need to know.

Daniel Hutson
From the Motor team
4
minute read
Do you know someone who could benefit from this article?
Posted 22 DECEMBER 2020

When do I need to tell my insurance provider and the DVLA about a change in my details?

You’ll need to tell your car insurance provider if you:

  • move house
  • change your name – after getting married, for example
  • receive penalty points on your licence or get a speeding fine
  • change the named main driver of your car
  • add another driver to your policy
  • develop a medical condition that you need to tell the DVLA about
  • make any modifications to your car.

You’ll need to tell the DVLA if you:

If you move house or develop a medical condition that affects your driving and don’t let the DVLA know, you could be fined up to £1,000.

You also have to update the photo on your driving licence every 10 years.

Why do I need to tell my car insurance provider if I change my address?

How much you pay for your car insurance is calculated on a range of factors, including where you live. If you move to an area that’s considered less safe, your car insurance could cost more. If you don’t tell your insurance provider that you’ve moved, you could invalidate your policy.

But telling your insurance provider about a change of address could also work in your favour: if you’re moving to a safer, less built-up area, or your new house has a driveway, you might find that the cost of your policy goes down.

Always let your insurance provider know if you move house so they can update your details.

Do I need to change insurance if I move?

You don’t need to change your car insurance policy if you move house, but you might find that your current provider can’t offer you the same policy at your new address.

If that’s the case, why not compare car insurance with us. We have plenty of great options to choose from.

I’m moving house. How do I change the address on my driving licence?

The easiest way to change your address on your licence, whether it’s a full driving licence or a provisional, is by using the DVLA’s online form. You can also change your address by post. If you apply by post and have a photocard driving licence, you’ll need to fill in the ‘changes’ section on the D741 letter that came with your licence. If you don’t have the letter, you can get an application form from the Post Office.

It’s fine to carry on driving while you’re waiting for your new licence to arrive.

Do I need to change the address on my driving licence if I go to university?

Even if you change your address temporarily – for instance, you go off to university – you’ll still need to tell the DVLA.

What happens if I’m moving abroad? Can I use my British driving licence?

You can’t register your British driving licence at an overseas address. If you’re moving abroad, you’ll need to contact the driving licence authority in your new home country to find out what to do.

If you’re taking your car abroad, don’t forget to take the log book with you. You’ll need this to register the car over there.

What happens if I change insurance provider?

Tell the insurance provider your new address and they’ll work out the price of your policy based on that.

My car logbook and insurance are registered at different addresses. What should I do?

You’ll need to tell your car insurance provider your correct address and update your VC5 logbook to that address.

If you forget to update your log book, your vehicle tax reminder letter (V11) and any possible tax refunds will be sent to the wrong address.

My car insurance is registered at the wrong address. Does that make it invalid?

It could do, yes. That’s why it’s so important to contact your insurance provider if you move house. It’s vital you make sure your car is insured, otherwise you’re breaking the law.

How do I change my name or gender on my driving licence?

You can do this by post. You’ll need to send the DVLA your old driving licence, along with an application form and any supporting paperwork.

You can pick up an application form at the Post Office. You’ll need a form D1 if you drive a car or motorbike. If you drive a lorry or bus, you’ll need a form D2

Looking for a quote?

Compare car insurance in minutes to see if you can save

Get a quote
Compare car insurance Get a quote