Car insurance group 2
All cars are allocated a car insurance group, which can influence how much you pay for car insurance. Here, we’ll explore insurance group 2 and highlight some group 2 insurance cars you might like to consider if you’re looking for a new or used car.
All cars are allocated a car insurance group, which can influence how much you pay for car insurance. Here, we’ll explore insurance group 2 and highlight some group 2 insurance cars you might like to consider if you’re looking for a new or used car.
What is insurance group 2?
Insurance group 2 is the second-lowest insurance group. As a result, group 2 insurance cars carry some of the cheapest insurance premiums.
Group 2 vehicles are normally among the cheapest to buy, have good safety features, come with smaller engines and are cheaper to repair. These are the sort of factors that determine which insurance group a car is awarded, as vehicles are rated for risk. Cars in group 1 are the cheapest to insure and those in group 50 are the most expensive. So by having a group 2 car, you should be able to keep costs down.
What cars are in insurance group 2?
Group 2 insurance cars come in a variety of different makes and models. Our list of cars in insurance group 2 shows you just a few of the vehicles you could get in this category if you’re in the market for a new or used vehicle:
| Make | Model |
| Citroen | C1 Code, 2008 onwards,3dr, petrol, manual |
| Dacia | Logan MCV Access SCe 75, 2016-2020, 5dr, petrol, manual |
| Ford | Ka Plus Zetec Ti-VCT 70, 2016-2018, 5dr, petrol, manual |
| Hyundai | i10 S, 2018-2019, 5dr, petrol, manual |
| Kia | Picanto SE, 2016-2017, 5dr, petrol, manual |
| Nissan | Pixo 1.0 Acenta, 2009-2013, 5dr, petrol, manual |
| Peugeot | Partner Tepee Urban (90), 2008-2010, 5dr, petrol, manual |
| Skoda | Fabia Blueline (64), 2003 onwards, 5dr, petrol, manual |
| Toyota | Yaris Active VVT-I, 2017-2020, 5dr, petrol, manual |
| Volkswagen | Up Beats BMT 60, 2016-2020, 3dr, petrol, manual |
What is the insurance group 2 average cost?
The types of car you’ll find in insurance group 2 are generally cheap to buy and repair. Compared with cars in high insurance groups, they won’t cost insurance providers a lot of money if they need to pay out on an insurance claim.
What is 2e insurance group?
Each vehicle is assigned a letter alongside its insurance group number. This represents the vehicle’s level of safety.
An ‘e’ means your vehicle exceeds the security requirements for its insurance group and has had its rating upgraded. So a group 3 car that features exceptional levels of security would be upgraded to 2e.
Who are insurance group 2 cars most suitable for?
Group 2 insurance cars are among the cheapest to insure. This makes them better for drivers on a budget, or young drivers who already face expensive premiums and are looking for ways to get cheaper car insurance.
Just remember, a car’s insurance group isn’t the only thing that affects the cost of your premiums. Your address, age, driving history and where you park your vehicle overnight are also important.
How can I check my car insurance group?
If you want to find out which group a particular vehicle is in, you can use our handy car insurance group checker.
Simply fill in the details of your car or the car you’re interested in, and we’ll let you know instantly which insurance group the make and model falls into.
Our insurance group checker is also a good way to compare different models of the same vehicle, to see how engine size, age and other features can affect their group ratings. Once you’ve found your car’s group, start a car insurance quote with us to see if you could save on your premium.
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Get a quoteFrequently asked questions
Are group 2 insurance cars good for young drivers?
Choosing a car in insurance group 2 could be a good option if you’re a young driver. Vehicles in this category are among the cheapest to buy, with a less powerful engine and good security features, so make great starter cars.
Car insurance for young drivers tends to be very expensive. That’s because if you’re under 21, you may not have much experience on the road and are statistically more likely to be involved in an accident. Choosing a car in insurance group 2 could help you keep your costs down, although many other factors affect your premiums.
Can I customise or modify a car in insurance group 2 without affecting the insurance premium?
No. Modifying a car, especially in ways that increase its value or performance, can lead to higher insurance premiums. It's essential to inform your insurance provider of any modifications you make, as otherwise you might find any claim you make isn't valid.