Car insurance group 5
All cars are assigned an insurance group, which affects the price you pay for your car insurance. The insurance group a car is placed in depends on the value of the car, its performance, how safe it is and how easy it is to repair. Here, we explore car insurance group 5.
All cars are assigned an insurance group, which affects the price you pay for your car insurance. The insurance group a car is placed in depends on the value of the car, its performance, how safe it is and how easy it is to repair. Here, we explore car insurance group 5.
What is insurance group 5?
Car insurance group 5 is one of the lowest groups, so vehicles in this category tend to be cheaper to insure. They typically have a small engine size and are at the cheaper end of the market to buy.
Group 5 insurance cars also have good safety and security features, making them less of a risk to insure. When they do need repairs, parts are usually easy to come by and relatively inexpensive.
Car insurance group numbers run from 1 to 50, with 50 being the most expensive. So having a group 5 car could help you keep costs down.
What cars are in insurance group 5?
Group 5 insurance cars come in many makes and models, and include versions of the Ford Fiesta and Vauxhall Corsa. If you’re considering a new or used car, here are a few examples of the vehicles you can find in insurance group 5:
| Make | Model |
|---|---|
| Chrysler | Ypsilon S-Series, 2013-2015, 5dr, petrol, manual |
| Citroen | C3 SX (90), 2004 onwards, 5dr, petrol, automatic |
| Dacia | Sandero Ambiance (73), 2015-2016, 5dr, petrol, manual |
| Ford | Fiesta Trend 1.1 Ti-VCT 85, 2019 onwards, 5dr, petrol, manual |
| Hyundai | i201.1 CRDi Blue S, 2015-2018, 5dr, diesel, manual |
| Kia | Picanto 1.0 DPi 1, 2020-2022, 5dr, petrol, manual |
| Nissan | Micra Visia+ IG-T 90, 2016-2019, 5dr, petrol, manual |
| Peugeot | 207 1.4 S+, 2007 onwards, 5dr, petrol, manual |
| Renault | Clio 1.5 dCi Authentique (68bhp), 2005-2008, 3dr, diesel, manual |
| Vauxhall | Corsa 1.3 CDTi ecoFLEX Life (75), 2009 onwards, 5dr, diesel, manual |
Is insurance group 5 expensive?
Cars in group 5 are on the cheaper side when it comes to the cost of motor insurance. Although the very cheapest cars to insure are in groups 1 to 4, group 5 insurance is still affordable compared with higher groups.
Because the cost of repairs to group 5 cars is relatively low, insurance providers typically won’t have to pay out as much for a claim compared with a car in a higher insurance category. This helps to keep premiums down.
What is insurance group 5e?
Each car is assigned a letter alongside its insurance group number. This tells you the vehicle’s safety rating.
An ‘e’ means your vehicle surpasses the standard security requirements for its insurance group and has had its rating upgraded. So, a group 5 car that features outstanding levels of security would be upgraded to 5e.
Who are insurance group 5 cars most suitable for?
A group 5 car could be a good fit for you if you’re more concerned about cost than the power or performance of your car’s engine. That’s because vehicles in this category are at the lower end of the market to buy and insure.
Group 5 insurance cars are ideal for those on a budget or younger drivers already facing higher premiums who want to make savings where they can.
But remember, the car you drive is only one factor affecting the cost of your car insurance. Other details will be taken into account too, including your age, where you live and your job.
How can I check my car insurance group?
It’s easy when you use our free car insurance group checker. All you need to do is select your car’s make, model and a few other details, and we’ll tell you what car insurance group it’s in.
Our insurance group checker is also a good way to compare different models of the same vehicle, to see how engine size, age, specs and trims can affect their grouping.
Once you’ve found your car’s group, start a car insurance quote with us to see if you could save on your premium.
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Compare car insuranceCar insurance group 5 FAQs
Is insurance group 5 high or low?
Group 5 is one of the lowest insurance groups. Cars in this category are among the cheapest to insure, with group 1 being the least expensive and 50 the most.
Group 5 insurance cars are generally cheap to run and maintain, have low market value and come with excellent safety features.
Are cars in insurance group 5 good for younger drivers?
Buying a car in insurance group 5 could be a good way to save money if you’re a young driver. While they’re not the absolute cheapest to insure, they’re still likely to be affordable.
Young drivers face some of the highest car insurance costs because of their limited experience on the road and increased risk of being in an accident. So it’s also wise to check the vehicle’s Euro NCAP safety rating.
Choosing a car in insurance group 5 could help you keep your costs down, although many other factors affect your premiums.