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Compare BMW car insurance

Who are BMW

This Munich-based producer of luxury cars and motorbikes dates back to 1916, when it made aircraft engines.  

The BMW range used to consist of just three main models. Now it takes in everything from electric vehicles, executive cars and luxury SUVs. Their range now includes 13 model types, to be exact – and that doesn’t include the different versions of each, either. The names offer a clue to the style of car: Even numbers (2, 4 and 6 Series) denote sportier models, while odd numbers (3, 5 and 7 Series) are sedan styles.  

In 2017, BMW delivered its 100,000th electric car. By the end of 2019, the company aims to have at least half a million electric BMWs on the road.

The BMW 3 series remains the most popular choice, however. In 2017 it was Auto Trader’s most searched car model, racking up more than 40 million searches.  

But the 3 series is a very different model to, say, the i8 sports car, or even the economical 116d.

Frequently asked questions

How much does a BMW cost to insure?

That very much depends on what model you’ve bought, as well as your own driving record and experience.  

One way to judge the potential price is to see what car insurance group it sits in. Typically, the lower the group, the lower the premium.  

But this isn’t wholly straightforward either. The 3 Series Coupe alone spans insurance groups 21-42, so if you’re worried about the insurance costs, choose your model and engine size wisely.  

The age of your car will also affect the cost – older cars might be cheaper to buy but may cost more to insure as their safety features and economic performance might not be up to the standards of a modern BMW.

Can I cut the cost of my BMW insurance?

There are a number of ways to find the cheapest insurance deals. One is to tweak your voluntary excess. Or will you be sharing your BMW with a more experienced driver? That’s another way to reduce your insurance costs. But if you’re the named driver, make sure you’re the one who uses it most, otherwise you’ll be guilty of fronting.

Where can I find BMW insurance?

A great way to get a fair price for the right level of cover is to use our comparison service. In just four minutes, we’ll be able to provide you with personalised quotes helping you assess your options. You may well find you can save on your car insurance premium.  

Want to learn more about what to expect from car insurance premiums for another make of car? Check out our manufacturers hub for more information.