Who is Land Rover?
Utilitarian and old-school cool, Land Rover is a British car manufacturer best known for its four-wheel drive vehicles.
Founded in 1948, the brand produces a range of well-known models, including the Range Rover, Discovery and Defender.
Land Rover cars are famous for their rugged design and off-road capabilities. More modern models also offer premium interiors, while the range now includes plug-in hybrid and electric options.
Land Rover still designs and builds vehicles in the UK. It’s part of Jaguar Land Rover (JLR), which is owned by Indian automotive giant Tata Motors.
How much does a Land Rover cost to insure?
Land Rover insurance costs vary depending on the model and its car insurance group.
For example, a Land Rover Defender may cost more or less to insure than a Land Rover Discovery. Car insurance groups run from 1 to 50, with cars in lower groups generally cheaper to insure.
Are Land Rovers expensive to insure?
It depends on the model, but Land Rovers tend to fall into the mid and higher insurance groups.
Below are some examples of Land Rover insurance groups for various models.
Model | Insurance group |
|---|---|
Land Rover Defender 90 D240 (6 seat) | 31 |
Land Rover Discovery HSE TD6 | 41 |
Land Rover Freelander 1 XEI TD4 | 21 |
Range Rover Sport HSE Dyn D300 MH | 47 |
Factors relating to you as a driver will also affect the cost of your Land Rover insurance. These include:
Your age
Your annual mileage
Where you park your car at night
The level of cover you want for your Land Rover
Your driving history and if you have a no-claims discount.
Find out more about how car insurance premiums are calculated.
What type of car insurance do I need for a Land Rover?
Choosing the best Land Rover insurance for you depends on your circumstances and needs.
As with any car insurance policy, there are three main levels of cover to choose from:
Third-party only – the minimum required by law to drive on UK roads. Covers you against injury and damage to other people and their vehicles.
Third-party, fire and theft – third-party cover with added protection against damage or loss caused by fire or theft.
Comprehensive car insurance – surprisingly, the highest level of cover can often be the more affordable option. It protects against third-party costs, fire, theft and damage or loss to your own vehicle.
If you own an older model, you may want to consider specialist classic Land Rover insurance cover to protect your prized 4x4. We can help you compare classic car insurance.
What is the difference between Land Rover insurance and regular car insurance?
You may be able to get a comprehensive insurance policy directly from Jaguar Land Rover (JLR) to cover your Defender, Range Rover or Discovery. The vehicle must be under 25-years-old, and you’ll need to meet the eligibility criteria.
The cover requires repairs to be completed by Land Rover-trained technicians and carried out using only Land Rover parts.
You may find many of the features included in Jaguar Land Rover insurance in other comprehensive policies. For example:
Buying specialist Land Rover insurance directly from JLR may mean you have access to greater expertise when it comes to repairs after an accident.
But if you’re looking for cheap Land Rover insurance, it could be a good idea to widen your net and compare quotes from different providers.
This may help you find the best Land Rover insurance for your needs.
What extras can I add to my Land Rover car insurance?
Most insurance providers offer optional extras that can be added to your policy. These may include:
Motor legal protection – covers legal costs if you’re involved in an accident that wasn’t your fault
Personal accident cover – compensation if you or your passengers are killed or seriously injured in a car accident
Misfuelling – covers the cost of draining and cleaning your tank if you fill up with the wrong fuel
No-claims protection – pay extra so you won’t lose your no-claims discount if you need to make a claim.
Add-ons can bump up the cost of your premium, so decide if you really need them before you buy. If you take out comprehensive cover for your Land Rover, check if any extra features are included as standard.
How can I cut the cost of my Land Rover insurance?
There are steps you can take to try to reduce the cost of Land Rover insurance. For example, you could:
Pay upfront. If you can afford to do so, paying for the year in one go means you won’t be charged interest.
Drive carefully and build your no claims discount.
Increase the voluntary excess. This is the amount you agree to pay if you need to claim. Just make sure you can afford to pay both the voluntary and compulsory excess.
Avoid any modifications. They can increase the cost of your cover.
Park off the road, ideally near to your home in a well-lit area. Or see if you could get a discount for adding additional security features such as an immobiliser.
Only pay for the cover you need. Avoid unnecessary add-ons that could bump up your price.
Shop around. One of the best ways to find the cheapest Land Rover insurance is to compare quotes from a range of providers. That way, you can find the right level of cover at the most affordable price.
Read more tips on how to get cheaper car insurance.
Where can I find Land Rover car insurance?
You can search for Land Rover car insurance quotes right here at Compare the Market.
We compare car insurance quotes from different providers to help you get a more affordable price for the cover you need.
We’ll just need a few details about you and your car including:
Your car’s registration number, make, model and age
What you use your car for – for example, if you use it to commute
How many miles you drive in a year
Your age and occupation
Where you live
Your driving and claims history
The details of any named drivers you want to add.
FAQs
How old does a Land Rover have to be to be considered classic?
Your Land Rover may be considered a classic if it’s over 20-25 years old. But it depends on the terms of your insurance provider as well as the condition of the vehicle. Your car could be considered classic earlier than that if it’s a rare model or has historic significance.
Can I get modified Land Rover insurance?
Yes, you can get modified Land Rover insurance. But in some cases you may have to look for a specialist modified car insurance provider. It depends on the extent of the modifications.
What insurance group is a Land Rover Defender?
The insurance group of your Land Rover Defender depends on what specific model you have. There are many different versions of the Land Rover Defender, with different specifications. So, they could fall into different car insurance groups.
The same applies to other types of Land Rover. For example, Discovery, Evoque and Freelander insurance groups will vary depending on which versions they are.
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With more than eight years’ experience in writing and sub-editing content, Karen started her career in fashion before making the move to insurance. She now specialises in producing clear, engaging content that helps people make better financial decisions.
Karen’s areas of expertise include insurance products, such as car insurance, travel insurance and life insurance, as well as utilities such as energy comparison.
Stephen Maunder is an experienced personal finance editor, having spent more than a decade working for consumer print and online titles. He won several industry awards for his personal finance features at Which?, before becoming Deputy Editor at Compare the Market.
Amy helps make sure you get the best value when choosing insurance. Thanks to more than four years’ experience at Compare the Market, she understands what people look for, working closely with insurance providers to offer you deals and services that are fair, easy to understand and right for your needs.
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