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Compare Ford Ka car insurance

Why choose a Ford Ka?

The smallest member of the Ford stable, the Ford Ka was introduced to the market in 1996 and made an immediate impression.

Loved for its affordability, cute looks, dependability and low running costs, it was considered by many as better than any other urban runabout on the market.

But the second-generation car that went on sale in 2009 proved something of a disappointment and the Ka as we knew it stopped being produced in 2016. It was replaced by the Ka+, an altogether larger car designed to appeal to families, but this was discontinued in Europe at the end of 2019.

While you can no longer buy a new Ka, there are plenty of second-hand models available that make excellent runabouts and starter cars for new drivers.

Frequently asked questions

What Ford Ka models are available?

Older versions of the Ka are only available as a 3-door hatchback, but the newer Ka+ models come with 5 doors if you’re looking for something more spacious.

Unlike other Ford cars, there isn’t a vast array of models to choose from, with the Studio and Zetec among the most popular.

What insurance group is my Ford Ka in?

The Ford Ka sits in insurance groups 1-11.

Model Insurance group Tax bracket
Zetec 3-11 B-G
Studio 1-5 C-G
Collection 10 F-G
Style 3-11 C-G

How much fuel does the Ford Ka use?

All petrol Kas have a 1.2-litre engine and the average fuel consumption stands at around 56 miles per gallon. The diesel version can do an extra 10 miles to the gallon.

This is based on data compiled by the Vehicle Certification Agency. As the fuel consumption figures were obtained under specific test conditions, they may not always be achieved in real-world driving conditions.

Can I get an electric or hybrid Ford Ka?

As the Ka has been discontinued, there are no plans for an electric or hybrid version of it.

However, Ford says it will have launched 14 new hybrid and electric vehicles in the UK by the end of 2020.

How safe is the Ford Ka?

Compared with other city cars, The Ka doesn’t have the best record when it comes to safety tests, but it does have mandatory safety systems in place such as airbags and electronic stability control. The Ka+ was only given a three-star rating when it was last independently assessed in 2017 Euro NCAP crash tests.

  • Adult occupant safety: 73%
  • Child occupant safety: 61%
  • Pedestrian safety: 57%
  • Safety assist: 29%

The Ka+ lacks autonomous emergency braking and lane assistance, which have become a common feature of newer vehicles to keep road-users safer.

How much does a Ford Ka cost?

You can no longer buy new models of the Ka as production was halted in 2019. But used models are still available at an affordable price. For instance, you can buy a second-hand 2017 Ka Zetec for around £7,000 or a 2019 Ka+ for just less than £11,000.

Can I cut the cost of my Ford Ka insurance?

There’s plenty you can do to try to lower your insurance premium on your Ford Ka. You may want to think about telematics insurance for starters. Increasing your voluntary excess may also be an option (just be sure that you can afford it should you need to make a claim). Another factor of importance when it comes to calculating car insurance premiums is where you park your car overnight – a locked garage may be safer than the street in the eyes of some insurance providers.

Where can I find Ford Ka insurance?

Whichever Ford Ka model you drive, Compare the Market can help you find the right car insurance. We’ll compare a wide range of insurance providers to help you find a quote that meets your budget.

Do you own a different make of car? Visit our manufacturers hub to research what you may pay for car insurance in the future.

What do I need to get a quote?

To get a Ford Ka insurance quote you’ll need to provide us with your:

  • Name, age and address
  • Registration number or model and age of car
  • Annual mileage
  • Job title
  • Length of no claims discount
  • Details of your driving history, such as accidents and motoring convictions.
Author image Julie Daniels

What our expert says...

“Ford Ka insurance quotes vary from model to model, so you need to factor that into your budgeting. If you’re looking to save money and lower your premium, it’s worth finding out which insurance group your car is in. The Ka+ includes models that fall into insurance groups 1-3, which makes it a good choice if pennies are tight.”

- Julie Daniels, Motor insurance expert