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SEAT Ibiza car insurance

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Why choose a SEAT Ibiza?

The SEAT Ibiza is a long-standing feature on the UK supermini market. A practical yet sporty city car with stylish looks and an affordable price tag, the Ibiza can make a good first car for younger drivers.

First released by Spanish car brand SEAT in 1984, the original Ibiza featured an engine designed in collaboration with Porsche. From its second-generation release on, after SEAT was bought by German car giant Volkswagen, the Ibiza has incorporated VW parts, platforms and technologies.

The fifth generation Ibiza was released in 2017, and newer models are only available as a 5-door hatchback. Aimed squarely at a younger audience, the latest Ibiza models all come with a touchscreen infotainment system and some trim levels include a Beats audio system. 

What insurance group is my SEAT Ibiza in?

It depends on the model of SEAT Ibiza you own. The Ibiza has been released in many different versions, with different engines and trim levels.

The insurance group of your SEAT Ibiza with depend on factors such as the engine size, safety features, the costs of replacement parts and the price tag. Typically, many SEAT Ibiza models fall into lower insurance groups. This means they can make good cars for younger drivers looking to save on their car insurance, for example: 

Model Insurance group
SEAT Ibiza S MPI 75 (2017-2019) 2
SEAT Ibiza SE (85) (2008-2012) 8
SEAT Ibiza FR Sport TSI 115 (2018-2020) 14

Use our car insurance group checker to find out what insurance group your SEAT Ibiza is in.

What affects the cost of my SEAT Ibiza insurance?

As well as the version of the SEAT Ibiza you drive, insurance providers will look at you as a driver when calculating the cost of your car insurance premiums. They’ll evaluate the risk to cover your Ibiza based on factors such as where you live, how often you drive, how old you are and your driving history.

To make sure you’re getting a competitive deal on your car insurance, it’s a good idea to shop around. Simply enter your details and we can help you find a range of personalised car insurance quotes for your SEAT Ibiza.

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What cover do I need for my SEAT Ibiza?

You can choose between three levels of cover for you SEAT Ibiza:

  • Third-party – you’ll need this as a minimum to drive in the UK. Third-party policies cover you for any injury or damage you cause to other people and their property while driving.
  • Third-party, fire and theft – a step up from the minimum third-party cover, third-party, fire and theft policies also cover you if your Ibiza is stolen or damaged by fire.
  • Comprehensive – the highest protection available for your Ibiza, comprehensive policies can also cover any damage to your own car in an accident, regardless of whose fault it was.

Despite offering the most complete protection, comprehensive car insurance policies aren’t necessarily the most expensive option. In fact, sometimes you can find the cheapest deals by opting for a higher level of cover. So it’s worth comparing different levels of cover for your SEAT Ibiza.

What extras can I add to my SEAT Ibiza car insurance policy?

You can usually choose to add on extra cover to your SEAT Ibiza car insurance policy, but it will bump up your premiums. You could choose to include:

Breakdown cover

Breakdown cover offers roadside assistance in case your Ibiza suffers a mechanical failure while you’re driving. If the mechanic can’t get you back on your way, your car will be towed to a local garage for repairs. You may also want to add on European breakdown cover for roadside assistance and recovery when driving in Europe. 

Courtesy car cover 

Courtesy car insurance provides a replacement car if your Ibiza needs to go to a mechanic for repairs after an accident.

Personal belongings cover

Personal belongings cover can pay out to replace personal possessions that are stolen from your car or damaged in a fire or accident.

Motor legal protection

Motor legal protection could help cover your legal fees if a claim is brought against you because of a car accident. 

Windscreen cover

Windscreen insurance to cover the cost of repairing or replacing your windscreen, and often your side and rear windows too. 

Wrong fuel cover

Misfuelling cover can cover the cost of having your fuel tank drained if you put the wrong fuel in your car, and repairs to any related damage.

No claims bonus protection

So you can hold onto your no claims discount even if you need to make a claim.

Lost keys cover

Lost keys cover to pay for a new set of car keys if yours are lost or stolen.

Personal accident cover

Personal accident insurance can provide compensation if you or your partner are seriously injured or killed while driving.

You may find some of these extras included as standard in comprehensive car insurance policies. Read the terms carefully to make sure you know what’s included and what’s not.

Why compare SEAT Ibiza car insurance with Compare the Market?   

If you’re looking for competitive car insurance for your SEAT Ibiza, you’ll want to shop around to make sure you’re getting the cover you need, at the right price.

At Compare the Market, we make it easy to compare a range of car insurance quotes in just 6 minutes[1].

And with our help, you could make substantial savings: over a third of our customers could save up to £877[2] on their car insurance when they compare with us.

Simply tell us a bit about you and your Ibiza and see if you can save.

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[1] Correct as of December 2023.

[2] Based on Online independent research by Consumer Intelligence during December 2023, 35% of customers could save up to 877.72 on their car insurance premium. 

Frequently asked questions

Is the SEAT Ibiza a safe car?

The latest generation of the SEAT Ibiza, launched in 2017, scored a five-star safety rating (out of five) from independent experts Euro NCAP.

As well as driver and front passenger airbags, the newest models of the Ibiza have some safety features as standard. These include an automatic emergency braking system, electronic stability control, a tiredness recognition system and lane keeping assistance.

Is the SEAT Ibiza expensive to run?

The fuel economy of the SEAT Ibiza varies according to when it was released, what engine it has, the fuel type and the trim level.  

The latest versions of the Ibiza, launched from 2017 onwards, have petrol engines and typically offer good fuel economy and therefore low running costs. In terms of miles per gallon, you can typically expect to get high 40s through to the low 50s from the newer models of the Ibiza, in good conditions.

Is there a hybrid or electric version of the SEAT Ibiza?

No hybrid or electric version of the SEAT Ibiza is currently available. 

Page last reviewed on 11 JANUARY 2024
by Julie Daniels