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Compare Volkswagen Polo car insurance

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Why choose a Volkswagen Polo?

The Polo might be getting on a bit – it’s now in its forties. But it’s still one of the UK’s most popular cars, second only to the Golf in terms of Volkswagen sales.

And it’s still one of the top 10 bestselling cars in Britain.

The Polo is known for its quality, reliability and comfort, and zips around city streets with ease.

Even after all these years, it’s still winning awards. The Polo was named best small car in the What Car? Car of the Year Awards 2020.

The new Polo has had a modern, sporty makeover to appeal to younger drivers, and comes with a range of easy-to-use tech. This includes an infotainment screen, and driver-assist features like automatic braking.

Frequently asked questions

What Volkswagen Polo models are available?

The Polo is available as a three-door or five-door hatchback, with several engine sizes and levels of trim. There’s a wide range of models to choose from, including the S, Match, R Line and top-of-the-range GTI+.

What insurance group is my Volkswagen Polo in?

Model  Insurance Group  Tax Bracket 
1-13  B-F 
SE  1-15  A-F 
Match  4-15  A-E 
R Line  5-18  A-F 
GTI  23-30  D-H 

You can check what insurance group your car comes under, using our handy group checker tool.

How much fuel does the Volkswagen Polo use?

The amount of fuel consumed depends on a variety of factors, including driving efficiency and engine size. The Volkswagen Polo’s fuel economy is between 40 and 76 miles per gallon. A normal 1.0-litre petrol S, for instance, can achieve about 50 miles to the gallon. Models with stop-start technology can do even more.

This is from data put together by the Vehicle Certification Agency. Because the fuel consumption figures came from specific test conditions, they might not always be possible in the real world.

Can I get an electric or hybrid Volkswagen Polo?

While electric VWs are available, including the e-Golf, there is no electric or hybrid version of the Polo just yet.

Volkswagen says it’s committed to launching an entry-level electric ‘people’s car’ called the ID.1, that would be comparable in size to the Polo and might be sold for under £18,000. It’s unlikely we’ll see it before 2024, though.

How safe is the Volkswagen Polo?

The Polo has an excellent safety record. It received a five-star rating when it was last independently assessed in 2017 Euro NCAP crash tests, scoring particularly highly for adult safety:

  • Adult occupant safety: 96%
  • Child occupant safety: 85%
  • Pedestrian safety: 76%
  • Safety assist: 59%

Also, newer Volkswagen Polo models boast several technology-led features that can help the driver stay safer when out on the roads.

How much does a Volkswagen Polo cost?

Bought new, a Volkswagen Polo starts from £15,645 and increases to £24,280, depending on the version. Used models can be purchased for almost any budget. For instance, you could buy a second-hand 2016 SE for about £8,700, or a 2008 Match for around £2,500.

Can I cut the cost of my Volkswagen Polo insurance?

One of the most effective ways to lower the cost of your insurance is to make the most of your no-claims discount (NCD). If you’re too young or inexperienced to have built up an NCD, you might want to consider a telematics policy. It could also help to add a more experienced driver to your policy, but be aware of fronting. This is illegal as it falls under car insurance fraud.

For more information on what impacts your car insurance, take a look at our helpful guide.

Where can I find Volkswagen Polo insurance?

Looking for great value car insurance? Comparing with us could be the best way to get a cheaper deal. Simply tell us a few details about yourself and your car, and we’ll give you a list of quotes from trusted insurance providers. Then all you have to do is choose the deal that’s right for you.

How much does Volkswagen Polo car insurance cost?

Volkswagen Polo average cost of insurance** is
£800.87
Volkswagen Polo Match TSI 90 average cost of insurance** is
£702.98
Volkswagen Polo S (60) average cost of insurance** is
£854.95

**Average price amount based on the top five quotes from Compare the Market data from 1 March 2020 to 1 June 2020. The average is based on all variations of the vehicle model and uses risk data from people with different age ranges, addresses and driving histories. You may find a cheaper or more expensive quote based on your circumstances.  

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What do I need to get a quote?

To receive a Volkswagen Polo car insurance quote, you’ll need to supply us with:

  • Your name, address and your age
  • Job title
  • Registration number, or age of car and model type
  • Your yearly mileage
  • The length of your no-claims discount
  • Information about your driving history. For example, any accidents you may have had, and any motoring convictions

Dan Hutson

From the Motor team

What our expert says…

“The Volkswagen Polo not only has fantastic build quality, it’s also one of the cheapest cars to insure, with some models falling under Group 1. That makes it a great option for a new driver who has just passed their test or anyone looking to bring down their insurance premium.”

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^ Correct as of February 2020.

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