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Dial Direct car insurance

Dial Direct car insurance has a wide range of optional extras to ensure that you get exactly the type of cover you need. They have a UK contact centre and should you need to make a claim, all you have to do is call them on 0344 412 2142 7 days a week, 24 hours a day.

Dial Direct provides two types of insurance – standard car insurance and Premier car insurance. Both offer the same benefits, but Premier car insurance includes Motor Legal Protection as standard as well as Breakdown Cover which is standard for all Dial Direct policies.

Terms and conditions will apply to the benefits you’re offered, so it’s important to check your policy wording before you purchase.

Dial Direct car insurance

The Benefits of Comprehensive car insurance cover with Dial Direct

  • Breakdown service with the RAC offered as standard –you’ll get roadside repairs and recovery
  • Courtesy car while your own is being repaired (subject to availability)
  • 3 year guarantee on approved repairs
  • Alternative accommodation cover – if you have an accident and your car can’t be driven and you can’t get home, this cover will pay towards alternative accommodation or onward travel arrangements
  • Emergency medical cover – if you have to pay for emergency treatment after an accident
  • Personal Accident Cover – a one-off payment to you and your spouse/civil partner if you are injured or killed in a car accident
  • Cover for audio and navigation equipment
  • 60 days’ European travel
  • Windscreen insurance including sunroof
  • Personal belongings 
  • Uninsured driver benefit – if you have an accident with an uninsured driver and it’s not your fault, you won’t lose your excess
  • Motor Legal Protection – help if you have an accident that’s not your fault and you need to claim from the third party who caused the accident. Claims might include personal injury, car hire, loss of earnings or reimbursement of your policy excess

Car insurance with Dial Direct also gives you the option of paying for a number of useful additional products including:

  • Upgraded Breakdown Cover – if you upgrade you can choose from Home Assistance, Roadside Recovery, Onward Travel and Home Assistance or, all of the above with Europe included
  • Guaranteed Replacement Car Plus – a guaranteed hire car if your car is off the road, whether it’s your fault or not. Plus, cover also includes the hire of a similar sized car as your own and the choice of cashback if you would prefer this option
  • Keycare – if your keys are stolen or you lose them you can have access to a 24-hour emergency helpline and cover for a locksmith to come out to you, fix new locks and replace the keys to your car or home 
  • Tyre and Alloy Wheel Insurance – cover for both your alloy wheels and your tyres 
  • Tyre Protection – covers punctures and malicious damage and help with replacement or repair costs 
  • Alloy Wheels Cover – new and used cars less than 13 years old covered for alloy wheel replacement or repair
  • Scratch and Dent – cover for scratches and dents made either accidently or maliciously 

Extended Personal Accident Cover Dial Direct also offer van and home insurance at competitive prices. Get a Dial Direct car insurance quote today and see just how much you can save on your car insurance.


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