Lloyds Bank Car Insurance

Lloyd’s Bank is a long-established financial institution, which offers car insurance amongst a host of other financial services.

They offer their customers a wide range of benefits and a number of optional extras, which ensures that you have a car insurance policy that’s tailored to your needs.

If you need to make a claim you can contact them 7 days a week, 24 hours of the day on 0344 209 0477. They also have a self-service centre, so you can manage your policy online by viewing or downloading your policy documents, making payments or changing your details.

Terms and conditions will apply to the benefits you’re offered, so it’s important to check your policy wording before you purchase.



Lloyd's Bank car insurance

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Comprehensive cover

Car Insurance with Lloyds can offer the following benefits with comprehensive cover:

  • Damage to your own car if you’re in accident whether or not you are at fault.
  • Third party cover which includes damage to someone else’s car or property, or any claims made for personal injury by a third party because you were at fault in an accident.
  • Cover against theft or fire.
  • Windscreen cover including sunroofs.
  • Personal belongings.
  • Audio and navigation equipment.
  • Personal accident – a one-off payment to compensate you, or your partner, if you you’re in a fatal accident or badly injured, losing an eye or a limb in a car accident.
  • Emergency medical cover – should you need to pay for emergency medical treatment.
  • Courtesy car – subject to availability while your vehicle is being repaired at one of our approved repairers.
  • 3 year guarantee on repairs carried out at approved repairers.
  • European travel up to 60 days in any period of insurance within the EU at the same cover as you have in the UK.
  • Vandalism cover – if you find your car has been dented or scratched or otherwise damaged and you don’t know who did it.
  • Theft of keys cover - If your keys are stolen, you’ll be covered for new keys and replacement locks
  • New car replacement – if your car is stolen or written-off and it’s less than 12 months old and registered in your name, you’ll be covered for a new one of the same make, model and specification.

Optional extras

The following optional extras are also available with Car Insurance from Lloyds:

  • No Claims Discount Protection – if you need to make a claim on your insurance, you won’t lose your no claims discount.
  • Keycare – cover for lost or stolen keys anywhere in Europe, including locking them inside your car or home. All members of your immediate family are covered and they won’t apply an excess if you claim.
  • Motor Legal Protection – if you need help to claim your uninsured losses after an accident that wasn’t your fault, you’ll have cover to claim if you need to, for personal injury, loss of earnings, out of pocket expenses, car hire charges or the reimbursement of your policy excess.
  • Guaranteed Replacement Car Cover – use of a hire car if your car can’t be driven following an accident or damage by fire or theft. If it is damaged by fire or theft, stolen or written-off, or while you are waiting for a courtesy car.
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Breakdown cover

Another great benefit that you can purchase to add on to car insurance with Lloyds is RAC Breakdown cover. There are 6 levels of cover to choose from:

Roadside

Assistance at the roadside if your car has broken down and you’re more than a quarter of mile away from your home. If your car can’t be repaired it will be towed to the nearest garage.

Roadside and Recover

Roadside Assistance, plus transport for your vehicle, up to 7 passengers and yourself to travel to a UK destination.

At Home

Assistance from your home or within a quarter of a mile from where you live. Includes Roadside cover.

Onward Travel

In order to carry on with your journey you’re covered for alternative accommodation, car hire or public transport costs.

European Cover

Recovery and Roadside assistance in Europe or your vehicle transported back home. Includes alternative accommodation whilst your car is being fixed for a limited time.  

Get a quote

In order to get a quote for car insurance with Lloyds, you’ll need to answer a few questions which means you’ll need to have the following information available:

  • Your personal details.
  • Details of anyone else you want to include in the policy.
  • The type of driving licence you have and how long you have held it.
  • Approximate yearly mileage.
  • The registration number of your car.
  • The make and model of your car and its engine size.
  • Whether you have any convictions.
  • Details of any modifications on your car.

Lloyds provide many financial services including home and travel insurance at competitive rates. Get a Lloyds car insurance quote today and see just how much you could save. 

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