Privilege car insurance
Compare quotes for Privilege car insurance today.
Compare quotes for Privilege car insurance today.
Why get car insurance from Privilege?
Privilege has been providing insurance since 1994. It provides flexible car insurance policies, with three levels of cover and optional extras. It also offers a multi-car discount if your household has more than one car to insure, up to a maximum of 10 (subject to minimum premium).
Privilege also offers telematics car insurance. You’ll get an upfront discount and safe drivers could save money on their insurance renewal. If you’re eligible you’ll be invited to download an app or simply plug in a Privilege black box and you’re away.
The provider focuses on two products, underwritten by U K Insurance Limited: car insurance and home insurance. It offers buildings and contents cover, and you can choose from a basic or higher level of cover with lots of optional extras.
How to contact Privilege
To find out who you need to talk to at Privilege and get contact details, visit the help page and start a chat with a virtual assistant. If you’d rather not deal with customer service, you can make some changes to your policy yourself through your online account, including adding drivers and changing your details.
To make a claim, you can complete the online form or if you’d prefer to speak to someone, call 0800 051 6990. If you have a complaint about your car insurance policy you can fill in the online form or contact Privilege on 0800 260 0903.
What types of car insurance can I get with Privilege?
You can choose between three cover levels:
Comprehensive plus (subject to availability) has higher limits and a few added extras included as standard, such as motor legal expenses and guaranteed hire car plus.
Optional extras on offer include:
- Motor legal protection covers legal costs up to £100,000 to help you claim for repairs, loss of earnings and personal injury following an accident that wasn’t your fault. There must be more than a 50% chance your claim will be successful.
- Guaranteed Hire Car Plus if your car is being fixed by one of our approved repairers, we’ll give you a hire car of similar physical size to your own, to drive until yours is fixed. Alternatively, if you’d prefer to use your own repairer, or your car has been written off or stolen — you’ll still get a hire car for up to 21 days in a row.
- No-claims discount protection.
- Breakdown cover from Green Flag.
Privilege’s comprehensive policies include:
- Courtesy car – a small hatchback to use while your car is being repaired by an approved repairer. Subject to availability.
- In-car entertainment – unlimited cover to replace any in-car entertainment equipment that’s stolen or damaged in an accident or fire, if it was fitted in the car by the manufacturer.
- Lost keys – Privilege will cover up to £1,000 to replace car keys stolen or damaged in an accident.
- Windscreen cover – Privilege will replace or repair broken glass in the windscreen, sunroof or windows of your car, so long as you use an approved repairer.
- Child car seat replacement – unlimited cover to replace a child’s car seat that is stolen or damaged in an accident or fire.
All cover details, exclusions, excesses, monetary limits and terms are clearly laid out in Privilege’s car insurance policy documents.
Why compare Privilege car insurance quotes with Comparethemarket?
We’re rated ‘excellent’ on Trustpilot
Enjoy a year of fantastic rewards, on us*
 As of January 2023 Comparethemarket had an average rating of 4.8 out of 5 from 23,670 people who left a review on Trustpilot. The score 4.8 corresponds to the Star Label ‘Excellent’.
How well is Privilege insurance reviewed on Trustpilot?
At the time of writing, Privilege had a rating of 4.2 on Trustpilot based on reviews of both their car insurance and home insurance products. See Privilege's current Trustpilot rating.
Frequently asked questions
Can I cancel a policy with Privilege?
Yes, you can cancel your Privilege car insurance policy, or choose to remove optional extras, at any time by contacting customer services.
If you cancel before the end of the 14-day cooling-off period, you won’t have to pay a penalty and you’ll only be charged for the time you had the policy. After the cooling-off period, you’ll have to pay an administration fee to cancel. You should still get a partial refund for the time remaining on your policy, though, so long as you’ve not already made a claim.
Who underwrites policies from Privilege?
Privilege car and home insurance policies are underwritten by U K Insurance Limited.
Is it possible to add other drivers to a Privilege car insurance policy?
You can add named drivers to your car insurance policy through your online account. Once you’ve entered the details of the driver you want to add, Privilege will give you a new quote and details of any fees or charges. You’ll need to accept the new price before they make the change.
Does Privilege offer black box insurance?
Yes, Privilege offers a telematics car insurance policy called DriveXpert (subject to availability). If you choose the telematics policy you’ll get a discount on your premium in the first year. Then if you prove that you’re a safe driver, you can expect a lower price for your car insurance when it comes time to renew.
With DriveXpert, it all works using the DriveXpert app on your smartphone or a self-installed plug-in box to monitor your driving. We check a range of environmental and behavioural factors to work out how safe a driver you are, giving you a driving score for each journey. The data collected is not shared with anyone else and it shouldn’t affect any claims, but it could impact on the future price of your car insurance.
Does Privilege offer pay-as-you-go insurance?
No, Privilege does not currently offer pay-as-you-go car insurance.
Does Privilege offer van insurance?
No, as the time of writing Privilege does not offer van insurance.