Privilege Car Insurance

Set up in 1994, Privilege provides car cover to people from various walks of life. As well as a wide range of benefits, you can also add a number of optional extras to your insurance for an additional premium. Such as Motor legal protection and Guaranteed Hire Car Plus’.


Terms, conditions and limits do apply. So it’s important to check the policy before you buy, to make sure the cover’s right for you.

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The benefits you’ll get with Privilege comprehensive Car Insurance:

  • Uninsured driver promise – If you have an accident that’s not your fault and the other driver is uninsured. Just get the registration number, make and model of the other car and they'll cover your excess and your No Claim Discount won't be affected.
  • New for old car – If your car’s written off, they'll give you a new car of the same make and model if yours is under 12 months old and you're the first and only registered owner.
  • Repairs guaranteed for five years, when you use their approved repairer
  • Courtesy car as standard, when you use their approved repairer
  • Windscreen cover, including sunroofs
  • Theft of keys – includes new keys and replacement locks if your car keys are stolen
  • Child car seat cover
  • Personal possessions and audio and navigation equipment
  • Medical cover – if you need to pay for medical assistance after an accident
  • Alternative accommodation

You can also add on the following extras, if you want wider cover:

  • Motor Legal Protection – Will help you to claim your uninsured losses if you have an accident that’s not your fault
  • Guaranteed Hire Car Plus – Gives you a hire car which is a similar physical size to yours if your car is damaged as a result of an accident or fire, or is stolen and not recovered.
  • No Claim Discount Protection – If you have 4 or more years no claim discount and no more than one fault claim within the past 3 years for all drivers combined, you can protect your discount
  • Breakdown cover - Privilege breakdown cover, in partnership with Green Flag

Privilege also provides home insurance. Whether it’s a mansion or a maisonette, they've got a policy to suit your pocket, Compare Privilege car insurance today to see how much you could save.

Privilege Insurance is underwritten by UK Insurance Limited.

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