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Privilege Car Insurance

Set up in 1994, Privilege provides car insurance to people from various walks of life. Its comprehensive cover offers a wide range of benefits, and you can also add on optional extras for an additional premium.

Terms, conditions and limits apply. Always check the policy before you buy to make sure the cover is right for you.

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Privilege comprehensive car insurance covers you for

  • Uninsured driver promise – if you’re hit by an uninsured driver and the accident isn’t your fault, Privilege will cover your excess and your no claims discount won’t be affected. The registration number, make and model of the other car, and the other driver’s details are needed to make a claim.
  • New for old car – if your car’s written off, Privilege will give you a new car of the same make and model if yours is under 12 months old and you’re the first and only registered owner.
  • Repairs guaranteed for five years, when you use Privilege’s approved repairer.
  • Courtesy car as standard, when you use Privilege’s approved repairer.
  • Windscreen cover, including sunroofs.
  • Theft of keys – includes new keys and replacement locks if your car keys are stolen.
  • Child car seat cover.
  • Personal possessions, and audio and navigation equipment.
  • Medical cover – if you need to pay for medical assistance after an accident.
  • Alternative accommodation.

You can also add on the following extras (for an additional cost), if you want wider cover

  • Motor legal protection – will help you to claim your uninsured losses if you have an accident that’s not your fault.
  • Guaranteed hire car plus – gives you a hire car that’s a similar physical size to yours if your car is damaged as a result of an accident or fire, or is stolen and not recovered.
  • No claims discount protection – if you have four or more years no claims discount and no more than one fault claim within the past three years for all drivers combined, you can protect your discount.
  • Breakdown cover – Privilege breakdown cover, in partnership with Green Flag.


Compare Privilege car insurance today to see how much you could save.

Privilege also provides home insurance. Whether it’s a mansion or a maisonette, they’ve got a policy to suit your pocket.

Privilege Insurance is underwritten by UK Insurance Limited.

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