Temporary van insurance

Short-term van insurance gives you the option to get fast, flexible cover from as little as one hour, up to 84 days.

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Jaunt offers comprehensive temporary van insurance from just 1 hour to 30 days. Whether you’re sharing the driving on a long trip, helping your mate move house or just test driving a van, Jaunt can get you on the road in minutes. Jaunt is rated ‘excellent’ by customers on Trustpilot.

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Safely Insured compares quotes from some of the UK’s leading insurance providers for temporary van insurance. Flexible cover ranges from 1-84 days. Cover is available for drivers aged 18-75. Temporary insurance is available for a borrowed van or for your own. Get comprehensive policies with low excess amounts.

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Tempcover compares temporary van or car insurance to get you a fully comprehensive policy in under two minutes. With van insurance available from 1 hour to 28 days, you only pay for the cover you need. Tempcover has sold more than 3 million policies and has an 'excellent' customer review rating on Trustpilot.  

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Temporary van insurance is not a qualifying product for Meerkat Meals or Meerkat Movies.

How does short-term van insurance work?

Short-term insurance allows you to get temporary insurance cover so you can drive a van – in just minutes. It makes it simple to drive someone else’s van when needed.

The van’s owner doesn’t have to worry or do anything – you can sort it all out. And if you were concerned that it might impact your no claims discount – then don’t be. It won’t affect it for either of you. But if you have an accident, it could affect your car and van insurance premiums in the future.

If you have a van and want to allow someone else to drive it temporarily, you can use it that way too.

Why get temporary van insurance?

Cover from 1 hour up to 84 days, depending on the provider

No impact on your no claims bonus

Get on the road in minutes

When might temporary van insurance be a good idea?

  • Moving home or helping others relocate. If you can borrow a van, then you won’t need to pay to hire one
  • Transporting large items, like furniture, sports gear or equipment
  • Buying or selling a van. Test drive a van before purchasing or drive-away cover after you’ve bought it
  • Sharing the driving on long trips
  • Cover somebody else using your van for a short time

Business use like:

  • cover for temporary staff
  • borrowing a van while yours is being repaired
  • needing someone else to drive if your usual person is off sick or on holiday

Temporary van insurance is for when you borrow or lend a vehicle. It  won’t cover you if you hire a van.

Because many businesses run on tight margins, affordable short-term van insurance can be a real lifesaver for cashflow – especially as it can be arranged at such short notice.

What other temporary van insurance options are there?

There’s a variety of options to make sure you’re covered by insurance if you drive a van belonging to a family member, friend or colleague, or lend them yours. These include:

  • adding them to your insurance policy
  • being added to their policy
  • adding them to the company policy

Always consider which is the best option for you in terms of cover, cost and ease.

What’s the shortest or longest time you can insure a vehicle with temporary insurance?

You can get temporary insurance from an hour to 84 days. Just pick the length of time that suits you. Time limits can vary among insurance providers, so make sure you say how long you need temporary insurance for when comparing.

If you want insurance for longer than 84 days, you might be better off with standard van insurance.

Can I drive a van that I’ve just bought without getting insurance?

No. Driving any vehicle – including vans – without insurance is illegal and you could end up with a conviction. If you’ve just bought a new van, temporary insurance can give you the short-term cover you need while you compare insurance providers and shop around to find a policy that suits your or your business’ needs.

Can I tax a van using temporary insurance?

Yes. You can tax your van using a temporary policy. It’s easy to do this:

  • online via the DVLA website
  • at a local Post Office with the temporary insurance documents you’ve been sent

Can I use temporary insurance for business use?

Yes, from time to time you may need to borrow a van from someone you know to transport something. You may also want to quickly insure new employees while you’re sorting out annual insurance, or to briefly add a temporary member of staff when you’re extra-busy for an hour or two or even a few days.

Likewise, temporary van insurance could be useful if you’re going on a long-distance trip, so you can share time behind the wheel.

Temporary insurance can also be useful for businesses including builders, plumbers and roofers if they want to get cover for subcontractors to drive the work van.

When is temporary van insurance not suitable?

Typically, temporary insurance won’t cover you if you’re hiring or renting a van. Usually, you’ll need van hire insurance for that, which you may be able to arrange through the rental company. You could also get cover through Safely Insured, in some circumstances. Please check with them directly.

You can’t use temporary insurance if you’re going to use your vehicle for ‘hire or reward’. In other words, to earn money from using it as a delivery driver or taxi driver. Instead, you’ll need commercial van insurance or taxi insurance.

Can I get temporary insurance to drive a car?

Yes, you can also easily get temporary insurance for cars as well as vans.

Again, cover is available for as little as an hour to as long as 84 days, depending on the provider. It takes just a few minutes to apply and you can soon be on the road.

Frequently asked questions

Am I eligible to get temporary van insurance?

To get a temporary van insurance quote, you’ll need to meet the eligibility criteria of the relevant provider. Also, you’ll need to hold a valid driving licence in line with the requirements shown.

You don’t have to be the registered owner of the vehicle; you just have to have the owner’s permission to drive it.

Eligibility rules

Jaunt

Safely Insured

Tempcover

Age

Between 18 and 75

Between 18 and 75

Between 17 and 77

Held a licence for

A minimum of six months, or three months if you’re 25 or over

Six months or more

At least six months, or 12 months if it’s an EU licence

Acceptable licences

  • Full valid UK licence (issued in England, Wales or Scotland)
  • Full UK
  • Full EU
  • Full EEA
  • Some Commonwealth Countries
  • Full UK licence
  • Full EU or International driving licence

Penalty points

No more than nine penalty points and have had no disqualifications in the past 18 months

No more than 11 points on licence in past five years and no disqualifications or licence revoked

No more than seven licence points in the past three years and no disqualifications in the past two years

What vans can be covered?

Most vans up to 3.5 tonnes GVW.

No more than eight seats including the driver’s seat.

Vehicle has not been modified. (Factory fitted extras or modifications for a disabled driver or passenger or LPG conversions are acceptable).

Safely Insured works with different providers. You will need to check the details.

Most vans up to 3.5 tonnes GVW and selected vehicles up to 7.5 tonnes.

No more than six seats including the driver’s seat.

Vehicle has not been modified. (Factory fitted extras or modifications for a disabled driver or passenger or LPG conversions are acceptable). Please check with Tempcover directly for further details.

Van's current market value

Below £75,000

Check with provider

Between £1,500 and £30,000

Find out more

Jaunt’s full eligibility requirements

Safely Insured’s full eligibility requirements

Tempcover’s full eligibility requirements

Does my car or van insurance cover me for driving someone else’s vehicle?

You’ll need to check your vehicle’s insurance policy to see if it offers cover for you to drive someone else’s van or car. If it does, it might only offer third-party cover. This means it will cover you for injuries to other people or damage to another vehicle. However, if the accident is your fault, you won’t be covered for damage to the vehicle you’re using or your own injuries, which could leave you out of pocket.

Temporary van insurance gives you fully comprehensive cover so you and the van’s owner can have peace of mind.

Can I be added to another person’s insurance policy?

Yes, you can be added to someone else’s van insurance policy as a named driver, but temporary insurance could be a faster and easier way – especially if it’s for a short period.

Being added to someone’s policy could be expensive, especially so for young drivers. It could be worth getting quotes for both options to see which is better for your situation.

Can I use temporary insurance for a vehicle I own?

If you own a van but drive it occasionally – for example, only when you’re driving down to the coast with surfboards during the summer – short-term insurance can be a cost-effective option.

If you don’t intend to insure your van to cover the long periods when you’re not using it, you’ll have to keep it off the road and get a Statutory Off Road Notification (SORN).

What is hire and reward insurance for a van?

If you move someone else’s property as part of their business operations – for example couriers, hauliers and furniture movers – you’ll need this type of cover. It’s designed for the particular risks of this kind of work, including:

  • varied nature of the cargo
  • frequency of stops during trips
  • high day-to-day mileage

Taking this into account, specialist hire and reward insurance should cover:

  • the cargo you carry
  • any damage caused to your van and other vehicles
  • public liability
  • employer’s liability.

If you need hire and reward insurance, temporary insurance isn’t suitable. You’ll need a van insurance quote.

Any tips for first time van drivers?

A lot of drivers who want to borrow a van will be using one for the first time. Getting behind the wheel of a van comes with a whole new set of challenges. You’ll find you have a much bigger vehicle to manoeuvre while being sat in a different position than usual – and, potentially, you won’t have a back window or a rear-view mirror.

These changes and lack of familiarity with driving a larger vehicle and how it handles, could make it more likely that you have an accident.

Before you start driving:

  • Make sure anything you’re carrying won’t move about as you drive.
  • Check that the driver’s seat is in the right position for you and that you can reach the pedals comfortably.
  • Position the mirrors so you have a clear view of the road around you.
  • Get yourself familiar with the controls – including the indicators, lights and windscreen wipers – before you set off.
  • Check out the gears – many newer vans have a sixth gear, which is there for motorway driving at higher speeds to increase your miles per gallon.

Once you start driving, you’ll soon experience how different driving a van can be because of the size and power of the vehicle. A large van is usually slower to stop than a car, so make sure you anticipate hazards and take extra care when braking.

Cornering is different too because the vehicle is longer and wider than you’re probably used to. As a first-timer, you’ll want to corner more gently than in a car, being extra careful to make sure you don’t hit something as you’re turning.

Once you reach your destination, your next challenge is parking. Parking a van properly is what sorts the novices from the professionals. If you have a passenger, rope them in to help – or maybe even a willing passer-by. They can guide you as you reverse into a space.

If you haven’t got help, you’ll have to rely on your mirrors. Take it slowly, so even if you do end up nudging a post or another car you’ll be unlikely to do any serious damage. You may need to do a quick check to see how much space you have and that you can open the doors as necessary.

What happens if I have an accident while I’ve got temporary cover?

If you’re driving an unfamiliar van, you might worry about what would happen if there was an accident. Typically, short-term insurance gives you comprehensive cover. That means that if you were to have an accident, you could be fully covered.

It’s also reassuring for the person loaning you the van that if you did end up in a crash, their no claims bonus wouldn’t be affected.

Is there anything else I need to be aware of about temporary cover?

  • Temporary insurance isn’t a replacement for annual cover. If you’re looking for longer-term cover, an annual insurance policy is likely to be more cost effective.
  • Temporary cover won’t count towards a no claims bonus.
  • You’ll have to pay for your policy in full before you drive off.
  • It’s best to have a copy of your Insurance Certificate with you during the period of cover in case it’s needed, as the details won’t always be instantly uploaded to the Motor Insurance Database.

Can I use temporary insurance to drive in Europe?

You can get temporary cover for Europe for:

  • driving your own van
  • a borrowed van
  • sharing the driving of a friend’s or colleague’s van.

You should know which countries you’re travelling to and through before you get your insurance, so you can be sure the policy will cover you in those places. If your itinerary changes, it’s a good idea to let your insurance provider know.

Make sure you understand the level of cover you have. It might be that the provider only offers the minimum cover required by law in that country, rather than fully comprehensive cover.

You also need to carry a Green Card to drive in Europe. Your insurance provider should be able to issue you with one (but check with them first), which will be sent via the post. Some providers might be able to email it so you can download and print yourself.

If you’re planning on hiring a van, you’ll need van hire insurance instead.

How much does temporary van insurance cost?

The cost depends on a few things, including:

Your age

The van you want to drive

How long you want the policy to last for

What do I need to get a quote?

It’s easy to get a short-term van insurance quote. You’ll just need to:

  • give your personal details – like your name, address and date of birth
  • provide information about the van you want to insure
  • give information on your driving history
  • choose how long you want your short-term cover to last.

Dan Hutson

From the Motor team

What our expert says

“You might need to borrow a van from a friend or family member for a short time. Getting temporary insurance is a very quick way of sorting it out – and you’ll know that the lender’s no claims bonus won’t be affected if you have an accident. Be aware, though, that although your no claims bonus won’t be affected if you have to make a claim, your future vehicle insurance premiums could be.

“Because it’s so flexible in terms of time – from an hour up to months – temporary van insurance can be the right solution in many circumstances for both individuals and for businesses.”

Jaunt

  • Drivers aged between 18 and 75 can get temporary motor insurance for as little as an hour, for up to 30 days.
  • You don’t need to be the vehicle’s registered owner, you simply need the owner’s consent to drive the vehicle.
  • Get a quote and you could be driving in minutes.
  • Jaunt is rated ‘excellent’ on Trustpilot.

Jaunt provides flexible, comprehensive cover as standard. As each Jaunt policy is a separate, standalone policy, your no claims discount won’t be affected.

Jaunt also offers third-party cover for trips within the European Union (EU), the European Economic Area (EEA) and Switzerland. Jaunt will issue you with a Green Card, which you now need if you’re intending to drive in these areas.

If you want to read more about short-term van insurance, just go back to the top of the page.

Get a Jaunt quote

Who is the insurance provider Jaunt and what is its relationship with Compare the Market?

Jaunt is an insurance provider that specialises in short-term car, van and motorhome insurance.

Jaunt is a trading name of BISL limited, which is part of the BGL Group – one of the UK’s leading digital distributors of motor, household and life insurance products.

Compare the Market is also part of the BGL Group.

Jaunt’s policies are arranged and administered by DayInsure, who are authorised and regulated by the Financial Conduct Authority and are underwritten by Aviva. Aviva is authorised and regulated by the Financial Conduct Authority and Prudential Regulation Authority, so you know you’re in safe hands.

Unlike most other insurance products, you can’t compare short-term insurance at Compare the Market, but you can get a quote from Jaunt.

Safely Insured

Safely Insured’s short-term van insurance is for drivers who:

  • are aged between 18 and 75
  • have a UK, EU or EEA driving licence – or a licence from
  • some Commonwealth countries

Safely Insured can help you organise temporary insurance if you want to get cover:

  • for an additional driver on your van
  • if you want to drive another van
  • to release a vehicle from impound

Safely Insured offers a flexible excess (the amount you’d need to pay towards a claim) so you can adjust it to a level that you’re comfortable with.

If you want to read more about short-term van insurance, just go back to the top of the page.

Get a Safely Insured quote

Who is Safely Insured and what is its relationship with Compare the Market?

Safely Insured is a trading name of Sky Insurance Services Group Limited - a provider of bespoke insurance in the UK that’s been trading for 35+ years. Safely Insured and Sky Insurance are authorised and regulated by the Financial Conduct Authority.

Compare the Market’s relationship with Safely Insured is purely that of a business nature and no common ownership or control rights exist between us.

Tempcover

  • Offers temporary van insurance from one hour to 28 days’ duration.
  • Cover available in under two minutes.
  • 4.6-star customer review rating on Trustpilot.
  • Over 3 million policies sold.

Tempcover gives you flexible insurance to suit your needs, whether you’re borrowing a van, test-driving a new vehicle or driving away your new purchase.

With fully comprehensive cover available as standard and as a separate, standalone policy, your no claims discount won’t be affected.

If you want to read more about short-term van insurance, just go back to the top of the page.

Get a Tempcover quote

Who is Tempcover and what is its relationship with Compare the Market?

Tempcover is a provider of short-term insurance in the UK. Tempcover is authorised and regulated by the Financial Conduct Authority and is underwritten by a panel of authorised and regulated insurers, chosen for their competitiveness, cover and service levels provided.

Compare the Market’s relationship with Tempcover is purely that of a business relationship and no common ownership or control rights exist between us.