Owning a quad bike is becoming more and more popular, whether you use it to get around your land, for fun or as your main form of transport on the road.
Whether you ride on the road or not, you may want insurance to cover the value of your bike in case it’s damaged or stolen.
It’s easy to look at what the price differences are on comparethemarket.com. You just need to adjust the options in the box at the top of the page once you’ve got your quotes. Third party cover can be cheaper than fully comprehensive policies, but it only covers the cost of damage to other people and property, not your own bike.
This is more appealing if your own quad isn't worth much, but if the difference between this cover and comprehensive insurance is small, you could get better protection with comprehensive.
It can be hard to find the right provider for a quad bike. That’s why comparethemarket.com offers motorcycle insurance comparison, including quad bikes, to help you find a quote to suit you. So if you need to compare motorcycle insurance for your quad bike, we can help.
Getting your quotes
You can see a list of bike insurance quotes in just a few minutes with our quote form. First we’ll ask for your name, address and the registration of your bike. If you haven’t bought the bike yet you’ll still need to enter some details to get bike insurance, so select the type of bike manually using our lists.
As you go through these questions to compare bike insurance, we’ll ask you your marital status, employment status and for an email address (which will help you retrieve your quote later). Then we need to know a little about your history – whether you have a full car or bike licence and how long you’ve been driving.
Tell us about your quad
The next page asks about your quad bike. By the way, fitting an approved security device to your bike could make your policy cheaper, and so could keeping it in a locked garage.
We’ll ask you for the current market price of your quad bike. Be as accurate as possible with this because it could mean your underinsured on your quad bike insurance.
Then there some questions about the kind of bike insurance you need, and then you’ll see a list of quotes for your quad bike.
They’re listed in price order so the cheapest quad bike insurance quotes are at the top. The prices shown are the total annual cost, but if you prefer to pay monthly these prices are shown too. The table also shows you what’s included in the policy. Let’s just talk about the main options shown.
If breakdown cover is included, that means you will be able to call for roadside assistance if you have a puncture or the quad bike breaks down. But if your quad is only for off-road use you won’t get rescued!
Motor legal protection could help you need to recover uninsured losses following an accident. For example if you are injured and unable to work due to an accident that wasn’t your fault. It could also help if you need to pay legal costs if someone makes a claim against you for an accident you caused.
Another option is personal accident cover. This means you could receive a lump sum if you are injured in an accident. Make sure to check the maximum limit for this cover.
If you have a few years’ no claims discount, you can protect this so that you can still keep the discount in future even if you make a claim.
You could also insure your bike helmet and leathers, as these can be expensive to replace. Some policies include helmet and leathers cover, others offer this as an add-on.
Reducing your premium
If the prices are more expensive than you were hoping, there are a few things you could try. First, if you try in a higher voluntary excess in the box at the top of the page, it could bring each bike insurance quote down. This essentially means that you could have a cheaper policy, just make sure you can afford the excess if you need to make a claim.
Great reasons to buy
Once you’ve found the most appropriate quad bike insurance, click 'Go to provider' to buy the policy online, or you can call the insurance provider with any questions. Make sure you understand all the details of the insurance before you buy. It’s important that you have the right cover in place.
And don’t forget, if you buy your policy by linking through from us, you will benefit from the fabulous MEERKAT MOVIES! You can get 2 for 1 cinema tickets on Tuesdays or Wednesdays, every week for a whole year*. But will you ride there on your quad bike?