There are four main types of pet insurance for dogs.
Accident only – this type of cover means you'll be able to claim for the costs of treatment following an accident, but not for any costs associated with an illness. This makes accident only cover usually the cheapest option, but you could face steep vet bills if your Staffie becomes unwell.
50% of people could achieve a quote of £45 per year for their accident only dog insurance based on Compare the Market data in February 2019.
Time limited – the length of time during which you can claim when your dog has a particular condition is restricted, usually for up to 12 months. If the condition continues, after the limited period is up, you'll need to pay all the bills.
Max benefit – this covers one or more conditions up to a fixed amount of money without time constraints. Once you've hit the limit, you can't make any more claims.
Lifetime – this is the most comprehensive type of pet insurance available. It covers injuries, illnesses and accidents for the entire lifetime of your Staffie. These policies can also include extras such as dental cover, but the price will reflect the wide-ranging coverage.