What about travel insurance for over 50s with medical conditions?
One of the major concerns for over 50s seeking travel insurance is whether you can get cover if you have a medical condition. Whether it’s diabetes or cancer, heart disease or depression, a pre-existing condition shouldn’t complicate your travel insurance search.
Here’s what you need to know:
- You don’t have to take a medical test. Your insurance provider will calculate your premiums based on the information you give them. If you make a claim, you might need to show proof of your medical history.
- You must declare your pre-existing conditions. If you don’t, you risk invalidating your claim. But don’t worry – when you compare over 50s travel insurance quotes with us there’s a handy tool that makes declaring your medical conditions easy.
- There may be some detailed medical questions. For example, you might need to say when your last bout of illness was, give details of your treatment and say if you’ve been hospitalised. This is perfectly normal, and gives the insurance provider the information they need to calculate your premiums. Be honest – it’ll make it much easier to claim if you need to.