How can a European Health Insurance Card (EHIC) help?
The European Health Insurance Card (EHIC)** is free via the NHS and provides you with free or discounted treatment in state hospitals in European Union countries and in Iceland, Liechtenstein, Norway and Switzerland. It will also cover you for any treatment for pre-existing conditions, not just ones that have occurred when you were abroad.
However, it doesn’t carry the same range of benefits as travel insurance and it won’t cover you for treatment at a private hospital.
**UK residents can use an EHIC card during the Brexit negotiations and until the UK leaves the EU. The UK Government has proposed a similar scheme to the EHIC in the event that the UK leaves the EU without a deal. However, this is subject to EU countries agreeing to that proposal.