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Compare travel insurance - USA

Compare travel insurance - USA

If you’re planning a trip to the USA you should consider travel insurance to cover the costs of medical treatment, loss or delays.

Patrick Ikhena
From the Travel team
4
minute read
posted 4 OCTOBER 2019

Do I need travel insurance for the USA?

If you’re joining the 3.8 million Brits travelling to America every year, arranging travel insurance would be a smart move.  
 
Medical care in America can be expensive if you need any treatment as a tourist. It’s a good idea to make sure that your travel insurance includes emergency care and flights home too – it’s better to be safe than sorry.

How much is travel insurance for the USA?

If you're travelling to the USA, 50% of people could achieve a quote of £10 for worldwide travel insurance for one week based on Compare the Market data in June 2019 

However, the cost of travel insurance can vary according to the level of cover you need for your trip and the type of activities you're planning. 

What will travel insurance cover?

A travel insurance policy for the USA will typically include cover for: 

  • Medical care – if you were to fall ill or have an accident the policy may cover the cost of medical treatment.
  • Damage, loss and theft of luggage – your travel insurance should cover you for replacing clothes, gadgets and toiletries. 
  • Holiday cancellation cover –this will cover the cost of your holiday should you need to cut your trip short or cancel altogether in the event of an emergency or an event such as bereavement. It’s important to arrange your travel insurance when you book your holiday, so that you’re covered straight away.
  • Flight cancellations and delays – cover for things like a missed connection isn’t included in all policies, so make sure you check the policy T&Cs to see what protection you have.

Each policy will vary depending on the provider and the level of cover you choose. You can easily click on each policy to check what you’re covered for before committing to one.

What else should I consider when I choose my travel insurance?

It’s particularly important to think about what activities you’ll be doing on your trip and make sure your insurance policy covers you for them. 

These can include: 

Do I need a visa for the USA?

If you have a British passport, you won’t need a visa. That’s because the US has a Visa Waiver Programme (VWP) which will let you in for up to 90 days. But you must make sure you have an Electronic System for Travel Authorisation. This lets you visit the USA for under 90 days without a visa. You’ll need to get an ESTA before you travel. One application will cost $14 and just $4 if your application is rejected.

Any other tips for trip to the USA?

Here are a few more travel tips to help you on your way: 
 
Vaccines:  Visit your doctor 4-6 weeks before you travel to discuss and vaccinations you may need. 

Tipping: America’s tipping culture can make you worried about how much to give. Here’s a guide on what you may be expected to tip:  
 
Airport and hotel porters : $2 per bag or $5 minimum per trolley 

Bar staff : between 15-20% per round or a minimum of $1 per drink 

Hotel maid service : between $2 and $4 per night 

Waiting staff at restaurants: 15-20% unless a tip has already been added to the bill 

Taxi drivers : between 10-15% 

Parking attendants: a minimum of $2

Where can I compare travel insurance quotes?

Once you’re ready to find USA travel insurance for you at the right price, we can help. Whether you’re looking for cover for an adventurous road trip or a family holiday of a lifetime, we can help you find the perfect travel insurance for you.

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