2) Enquire about a specialist policy
Alternatively, if you have genuinely very low mileage you may be able to save money by taking out a specialist low mileage policy.
• Classic car insurance
If you drive a classic car and only use it rarely or only during the summer months, you might be able to take out a specialist car insurance policy to cover the vehicle. Often these insurance providers will offer specific incentives and discounts for restricted mileage but you’ll have to go direct to get this.
• Restricted mileage policy
Some insurance providers offer specific low mileage insurance policies for drivers who have restricted mileage. Always compare mainstream insurance providers before you opt for such a policy, just to make sure you are genuinely saving money. You’ll have to speak to specific insurance providers for this one too.
• Black box insurance
Adding a device to your car or using an app that records not only how far you drive, but also how well you drive, can be a good way of reducing premiums, particularly for younger drivers. So-called telematics policies are becoming increasingly available and can offer sizeable discounts to careful drivers with lower mileage. We offer a number of telematics insurance providers on our panel so you can start a quote and see if you could save with us.
There’s not much point in having a car and not using it is there? So, let’s face it, you’re going to do some mileage! That said, if you want to reduce your car insurance premium, driving fewer miles might make good sense to your wallet. See what you might save by comparing prices with us today – but remember, be honest as otherwise you could invalidate your policy