Are there specialist policies for low mileage drivers?
Yes there certainly are, especially if you drive fewer than 25 miles per day. You could be a student and only drive when you're back home for the holidays, a parent who only uses the car for the school run and to drive to the shops, or you're retired and no longer need to commute to work.
If you have genuinely very low mileage, you may be able to save money by taking out a specialist policy.
Classic car insurance
If you drive a classic car and use it rarely or only during the summer months, you might want to consider specialist classic car insurance to cover your vehicle. Please note that you can only compare car insurance for vehicles manufactured from 1970 onwards with us.
Restricted mileage policy
Some insurance providers offer specific low-mileage insurance policies such as discounted policies if you drive less than 25 miles per day. Always compare with mainstream providers before you opt for such a policy, just to make sure you're genuinely able to save money.
Telematics insurance involves a small black box fitted to your car (or you can download an app to your phone), which monitors how you drive then relays the information back to your insurance provider. If you drive safely, they may reward you with a reduced premium.
Another advantage of the telematics device is that it will also accurately record the number of miles you drive.