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Compare BMW 1 Series Car Insurance

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Why choose a BMW 1 Series? 

With quality German engineering behind it, the BMW 1 Series is known for being a reliable, compact and relatively luxurious hatchback. It’s been around since 2004 and is BMW’s entry-level model. 
 
The BMW 1 Series makes an ideal family runabout or a nippy company car. It’s smooth to drive and cost-effective to run, while having that desirable BMW badge on its nose.  
 
The new third-generation BMW 1 Series is front-wheel drive and boasts a sporty new look. It comes with a wealth of smart tech, including keyless ignition, an infotainment system and parking assist to make driving more fun, safe and convenient. 

What insurance group is my BMW 1 Series in?

Model Insurance group Tax bracket
ES 12-17 B-E
SE 12-24 A-G
Sport 13-24 B-H
M Sport 16-31 B-H
M135i 36-37 H-J

Frequently asked questions

What BMW 1 Series models are available?

The new BMW 1 Series is only available as a 5-door hatchback, but you can still get older models as a 3-door option or even a sports coupe and convertible. The 1 Series comes with either a petrol or diesel engine and has a wide choice of specifications and finishes. Popular models include the entry-level SE, Sport and M Sport.

How much fuel does the BMW 1 Series use?

Fuel consumption depends on a variety of factors, including engine type and driving efficiency, but the BMW 1 Series' fuel economy ranges between 35 and 63 miles per gallon. A petrol BMW 125i, for example, can do about 46 miles per gallon, while a diesel 118d is capable of more than 60 miles to the gallon. 
 
This is based on data compiled by the Vehicle Certification Agency. As the fuel consumption figures were obtained under specific test conditions, they may not always be achieved in real-world driving conditions.

Can I get an electric or hybrid BMW 1 Series?

There’s no electric or hybrid version of the BMW 1 Series on sale yet. But reports online have suggested that an all-electric hatchback based on the 1 Series is in production and could be launched sometime in 2021.

How safe is the BMW 1 Series?

The BMW 1 Series has an excellent track record when it comes to safety. It was given the top five-star rating when it was independently assessed in 2019 Euro NCAP crash tests, scoring particularly well for child passenger safety.

  • Adult occupant safety: 83% 
  • Child occupant safety: 87% 
  • Pedestrian safety: 76% 
  • Safety assist: 72% 

The newer BMW 1 Series models also have driver assist features that help you stay safer on the roads. 

How much does a BMW 1 Series cost?

The 1 Series is positioned towards the more expensive end of the family car market. To buy new, it starts from about £24,430 and rises to around £36,430, depending on the version.  
 
Used models are available for a variety of budgets. For instance, you can buy a second-hand 2017 M Sport for around £14,500, or a 2012 Sport for less than £6,000.

Can I cut the cost of my BMW 1 Series car insurance?

You may be able to. Things to try include avoiding modifications, improving your car’s security and building up a no-claims discount.   
 
Remember, not everyone will pay the same amount to insure a BMW 1 Series because car insurance providers take a wide range of factors into consideration when calculating your premium. These typically include: 

  • the make and model of your car 
  • your age 
  • where you live 
  • how long you’ve been driving 

Where can I find BMW 1 Series car insurance?

We are ready to help at Compare the Market because we can compare car insurance quotes from a wide range of different insurance providers in the UK, helping you find the right quote to insure your BMW 1 Series.  

And if you need to do research on the cost of insurance for other makes and models of cars, be sure to visit our manufacturers page.

How much does BMW 1 Series car insurance cost?

BMW 118i M Sport average cost of insurance is
£956.50**
BMW 116d SE average cost of insurance is
£1,093.14**
BMW 116d Sport average cost of insurance is
£1,009.27**

**Average price amount based on the top five quotes from Compare the Market data from 1 December 2019 to 1 March 2020. The average is based on all variations of the vehicle model and uses risk data from people with different age ranges, addresses and driving histories. You may find a cheaper or more expensive quote based on your circumstances.

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What do I need to get a quote? 

To get a BMW 1 Series car insurance quote you’ll need to provide us with your: 

  • Name, age and address 
  • Registration number or model and age of car 
  • Annual mileage 
  • Job title 
  • Length of no-claims discount 
  • Details of your driving history, such as accidents and motoring convictions 
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Why use Compare the Market?

We compare 123 car insurance provider products^^

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^^Correct as of May 2020.

^^^On average it can take less than 5 minutes to complete a car insurance quote through Compare the Market, based on data in May 2020.

^^^^For the period 1st March 2020 to 31st May 2020, 11,723 people responded to the recommend question, 11,015 responded with a score of 6 or above, therefore 94.0% are likely to recommend

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Daniel Hutson

From the Motor team

What our expert says... 

“Generally, BMW 1 Series cars fall between groups 12–37, so they’re not the cheapest to insure and might be out of some people’s price range.  But, if you’re looking for a luxurious family hatchback that’s fun to drive, it could certainly be a worthwhile investment.” 

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