Why choose a Kia Picanto?
The Kia Picanto is the perfect choice if you’re looking for a city car with a roomy interior. According to the manufacturer, only 10% of buyers choose a three-door Picanto, so Kia has stuck to five-door models and added to the space inside by building a longer wheelbase.
The Picanto uses a logical naming system across the range, from the entry level 1 to the fancier 3, before introducing an X-Line and GT-Line models. The Picanto 3 and above come with an eight-inch touchscreen, including Apple AirPlay and Android Auto for your infotainment needs. Drivers who splash out on higher spec models might be surprised to see wireless phone charging, keyless engine starting and heated seats.
Overall, the Picanto is an excellent option if you want a small and affordable runaround without compromising too much on space. An impressive seven-year warranty is available across the range on all new purchases.
What insurance group is my Kia Picanto in?
The Kia Picanto falls under many different insurance groups because of the range of trims available. Higher-performance trims will usually appear in higher insurance groups, but other factors such as the price and safety features of your car will affect which insurance group it belongs to.
Here are the insurance groups for some Kia Picanto trims:
Model | Insurance group |
Kia Picanto 1 | 2 |
Kia Picanto 3 | 6 |
Kia Picanto GT-Line S | 7 |
Use our car insurance group checker to find out what insurance group your Picanto is in.
What affects the cost of my Kia Picanto insurance?
Insurance providers will look at a wide range of factors when deciding the cost of car insurance on your Kia Picanto. Your job, address and how much you drive will all make a difference.
If you’re looking to save on your premium, you could try following our 20 tips for cheaper car insurance.
Get a quoteWhat cover do I need for my Kia Picanto?
Cover types for all cars, including the Kia Picanto, are split into three levels:
- Third party – is the minimum level of cover needed to legally drive on public roads. Third-party car insurance covers damage or injury you might cause to other people and their property.
- Third-party, fire and theft – provides the same cover as third-party, fire and theft policies but also covers your car if it’s stolen or damaged by fire.
- Comprehensive policies – cover the same eventualities as third party, fire and theft but also cover damage caused to your Kia Picanto, regardless of whose fault it was.
What extras can I add to my Kia Picanto insurance policy?
Depending on what you use your Kia Picanto for, you can add on additional cover to your policy for extra peace of mind. But it will bump up your premiums.
Breakdown cover
Breakdown cover covers the cost of a roadside mechanic and recovery to a local garage if your car breaks down.
Motor legal protection
Legal cover could help to cover legal expenses that result from a car accident that wasn’t your fault.
Wrong fuel cover
Misfuelling covers the cost of draining the wrong type of fuel from your tank and making any necessary repairs.
Personal belongings cover
Personal possessions cover may be included in comprehensive car insurance policies. It covers the cost of items taken from your Kia Picanto where there are signs of forced entry.
Courtesy car cover
Courtesy car insurance means your insurance company will provide you with a replacement vehicle when your Kia Picanto is being repaired.
Personal accident cover
Personal accident insurance for compensation if you, your partner or your passengers are seriously injured or killed in a car accident.
Windscreen cover
Windscreen insurance might pay for the repair or replacement of your windscreen if it’s chipped, cracked or smashed.
No claims bonus protection
No claims bonus protection, essential if you want to keep your no claims discount after a claim.
Lost keys cover
Lost car keys cover is sometimes called car key insurance and covers the cost of replacing and reprogramming your lost or stolen keys. It may also cover the cost of replacing locks and the immobiliser.
European breakdown cover
European breakdown cover works much like breakdown cover but gives you peace of mind when driving on the continent.
Why compare Kia Picanto insurance with Compare the Market?
Based on Online independent research by Consumer Intelligence during February 2023, 75% of customers could save up to £211 on their car insurance premium.
Start a quoteFrequently asked questions
How many years can a Kia Picanto last?
The lifespan of a Kia Picanto depends on your driving style and how well you maintain the car. However, with a seven-year or 100,000-mile warranty, Kia offers the most extensive warranty on the market.
Is the warranty on a Kia Picanto transferable?
Yes, the seven-year warranty on a Kia Picanto can be transferred to new owners. So a driver who buys a four-year-old Kia can enjoy three more years of the warranty.
How safe is a Kia Picanto?
The Kia Picanto has a three-star safety rating from Euro NCAP and scores highest in the adult occupant sections of their tests.
Is the Kia Picanto a good car for motorway driving?
The Kia Picanto is designed to be a city car and to make shorter journeys. So, if you plan on making a lot of journeys on the motorway you might find more suitable models out there. However, there’s no reason why the Picanto can’t be used for longer but less frequent trips on the motorway.
Is the Kia Picanto fuel efficient?
The most fuel efficient Kia Picanto covers up to 58.9 miles per gallon.
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