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Mercedes-Benz A-Class car insurance

Why choose a Mercedes-Benz A-Class?

The A-Class from luxury German car brand Mercedes-Benz is one of the UK’s top-selling cars. Known for its efficiency and elegant refinement, the A-Class is a popular choice for those looking for a premium family car or a sophisticated company car.

The Mercedes-Benz A-Class offers a smooth ride and a comfortable yet luxurious interior. It may not be the most thrilling car to drive but it does have a 5-star rating from safety experts Euro NCAP, and the latest models feature a whole host of advanced safety features.

It’s compact compared to an SUV, and although it can get a little cramped up back, it’s still spacious enough to fit the whole family and the weekly shop.

First introduced in 1997, the latest generation, which was released in 2018, is the first to be available as both a hatchback and a saloon. Newer models also feature state-of-the-art infotainment systems, including a personal assistant.

What insurance group is my Mercedes-Benz A-Class in?

The insurance group of your Mercedes-Benz A-Class will depend on the specific version you own. The insurance group is based on factors like engine size, trim, fuel type, the safety and security features, as well as the value of the car and cost of repairs.

The A-Class has been around for well over two decades and over its four generations, many versions and editions have been released. That means your A-Class could fall into a wide range of insurance groups, for example:

Model Insurance group
Mercedes-Benz A-Class A 160 Sport Executive (2016-2018) 13
Mercedes-Benz A-Class A 200 AMG Line (2019-2021) 23
Mercedes-Benz A-Class A 45 AMG 4Matic (Automatic) 43

To find out the insurance group of your Mercedes-Benz A-Class, use our car insurance group checker.

What affects the cost of my Mercedes-Benz A-Class insurance?

As well as the version of A-Class you drive, car insurance providers will look at you as a driver and your personal circumstances when calculating the cost of your annual premiums.

They’ll want to know how old you are, where you live, how much you drive and your driving history, for example. They’ll also need to know what level of cover you want for your A-Class.

We can help you find a range of quotes for your Mercedes A-Class car insurance based on your personal circumstances, so you can find a deal that works for you.

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What cover do I need for my Mercedes-Benz A-Class?

You can choose from three levels of cover for your Mercedes-Benz A-Class, depending on your attitude to risk and your budget:

  • Third-party insurance – this is the minimum level of insurance you’ll need to legally drive your A-Class in the UK. It covers you for any damage or injury you cause to other people and their property while driving.
  • Third-party, fire and theft – will also pay out if your A-Class is stolen or damaged by fire, on top of covering you for any third-party injury or damage you cause while driving. 
  • Comprehensive car insurance – as the name suggests, this is the most complete level of cover available for your A-Class. As well as third-party fire and theft cover, comprehensive policies will cover any damage caused to your own car in an accident, regardless of whose fault it was.

Although you may expect comprehensive car insurance to be the most expensive option, that’s not always the case. It’s worth comparing different levels of cover to see if you can find better protection for your A-Class for a cheaper price.

What extras can I add to my Mercedes-Benz A-Class car insurance policy?

Most car insurance providers will give you the chance to include additional cover on your policy, for an extra cost. Typical optional extras include:

Windscreen cover

Windscreen insurance covers the costs of repairing or replacing a chipped or smashed windscreen.

Motor legal protection

Motor legal expenses could help to cover legal fees you face as a result of a car accident, up to an agreed limit.

Courtesy car cover 

Courtesy car insurance guarantees you the use of a replacement car if yours needs to go into the garage for repairs after an accident.

Personal belongings cover

Personal belongings can cover any possessions that are stolen from your car or damaged in a fire or accident, up to your cover limit.

Wrong fuel cover

Misfuelling insurance covers the cost of draining your tank and repairing the damage if you accidentally put the wrong fuel in your A-Class.

Personal accident cover

Personal accident insurance provides extra cover in case you or your partner are seriously injured or killed in a car accident.

Lost keys cover

Lost keys covers a replacement set of car keys if yours are lost or stolen, and might also pay for compromised locks to be changed.

No claims bonus protection

So you can keep your no claims discount if you do need to make a claim.

Breakdown cover

Breakdown cover provides you with roadside assistance and recovery to a local garage in the UK or Europe.

It’s worth bearing in mind that some of these ‘extras’ may be included as standard by a comprehensive policy. Make sure you read the policy fine print, though, so you know exactly what’s covered and what’s excluded.

Why compare Mercedes-Benz A-Class car insurance with Compare the Market?

To make sure you’re getting a good deal on car insurance for your Mercedes-Benz A-Class, it’s a good idea to shop around. We compare 170 car insurance products[1] from top providers so you can see what works for you.

Compare with us and you could save on your premiums too. 50% of customers could save up to £563[2] on their car insurance when they compare with us. And a quarter could save up to £1,136[3].

Compare quotes for your Mercedes-Benz A-Class now and see how much you can save.

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[1] Correct as of March 2024.

[2] Based on Online independent research by Consumer Intelligence during March 2024, 50% of customers could save up to £563.15 on their car insurance premium.

[3] Based on Online independent research by Consumer Intelligence during March 2024, 25% of customers could save up to £1,136.61 on their car insurance premium.

Frequently asked questions

Is there a hybrid or electric version of the Mercedes-Benz A-Class?

There isn’t a fully electric version of the Mercedes-Benz A-Class available yet. But there is a plug-in hybrid version of the A-Class Hatchback: the A250e.

Is the Mercedes-Benz A-Class fuel efficient?

The fuel efficiency of your Mercedes-Benz A-Class will depend on the version you own.

In general, A-Class cars get decent fuel economy, compared to similar premium cars. The diesel versions tend to be a bit cheaper to run than the petrol models. But the most fuel-efficient model of the A-Class is the plug-in hybrid model: the A250e.

Is the Mercedes-Benz A-Class a safe car?

The independent safety experts Euro NCAP certainly think so; they awarded the 2018 Mercedes A-Class 5 stars out of 5.

All fourth generation A-Class models include advanced safety features, such as automatic emergency braking (AEB), lane-keeping assistance and a driver alertness monitoring system.

Some premium models also include additional safety features such as blind-spot monitoring, active lane-change assist, active steering assist and evasive steering assist.

Page last reviewed on 11 JANUARY 2024
by Julie Daniels