Understanding your cover
Unlike car insurance, where policies are typically quite similar, home insurance policies can differ quite significantly. It is important to make sure that you understand your cover so that you know what’s included and you’re covered for.
Figures from the Association of British Insurers (ABI) released earlier this year showed that just over 20% of home insurance claims were rejected. It said that the main reason for home insurance claims being rejected was because they were being made for normal wear and tear deterioration, or for damage due to poor maintenance.