If you have any items that are particularly expensive, it might be worth making sure you’re covered for them. Most contents policies have a maximum limit (usually around £1,500) that an item can be worth before you need to list it separately on your policy.
There’s often limits on money or valuables stored in outbuildings too; sometimes they’re not covered at all, so make sure you check your policy to ensure you have the right cover in place.
It’s worth noting that most policies are likely to have a limit to how much cover they offer for theft from outbuildings..
Sometimes there are limits on the overall value of contents covered in an outbuilding and, if your outbuilding isn’t secure, further limits and restrictions are likely to apply. If you have a lot of tools, gym equipment or other contents in outbuildings, it’s worth checking your policy carefully to make sure you have the right cover.