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The average UK resident has around £1,300 worth of personal items stashed in sheds, outhouses and gardens, according to 2018 research from UIA Mutual Assurance. But are they covered on your home insurance?
From barbeques to bicycles, lawnmowers to precious family heirlooms, it seems we’re becoming increasingly reliant on outside spaces for storage. And while standard home insurance will generally include the contents of a shed or outbuilding, it’s important to have adequate locks and other basic security features if you want to successfully claim on your insurance. Bike theft from outside spaces rose sharply in 2017, according to figures from the Office for National Statistics. So always check precisely what’s covered and where you should be storing items with your insurance provider. You will typically need buildings insurance to cover outbuildings and sheds. More on buildings insurance
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Just use our comparison service and we’ll help you find home insurance that offers the level of cover that’s right for you. Start a quote with us today to see if you can save on your buildings and home contents insurance.
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