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Budget Home Insurance

Budget Insurance have over 20 years’ experience providing home insurance to almost 3 million customers across the UK.

Budget Buildings Insurance can be purchased separately, or together with Contents Insurance and covers you for unexpected events like fire, flood, storm or lightning and for theft.

If you need to make a claim, they have a UK helpline, which is open 24 hours, 7 days a week, so you can even call them whenever you need to. Just phone them on 0344 412 2128 and a claims handler will help you.

Budget Home Insurance

Buildings Cover with Budget Home Insurance includes:

  • Family Legal Protection – cover for you or a family member if you need help with a legal dispute
  • Subsidence
  • Alternative accommodation – If your home is damaged by an event that’s covered under your insurance and you can’t stay at home, or it’s being repaired after extensive damage, you’ll be covered to live in alternative accommodation
  • Kennel fees – If you have to move out of your home, you might not be able to take your pets with you, this covers you for kennel or cattery fees
  • Damage to pipes
  • Underground services – covers damage to pipes and cables for services that come in and out of your home, such as gas, electricity, water and sewerage
  • Tracing and accessing leaks – covers all work involved in tracing a leak, getting to it and having it repaired
  • Loss and theft of keys – If you have lost your keys, or they are stolen a locksmith will replace your keys and fit new locks

Contents cover with Budget Home Insurance covers:

  • Family Legal Protection – cover for you or a family member if you need help with a legal dispute
  • High risk items – Such as jewellery, watches, paintings or stamp or coin collections 
  • Personal belongings
  • Freezer contents
  • Alternative accommodation – If you can’t stay in your own home
  • Credit card use if it is stolen
  • Cash at home 
  • 10% extra cover for special occasions – This includes events such as weddings, christenings and religious festivals
  • Replacement keys and locks in case you lose your keys or they are stolen
what does budget home insurance cover?

You can also add the following additions to your buildings or contents with a Budget Home Insurance policy:

  • Personal belongings outside the home – Make sure your belongings are always covered for theft, loss or damage even when they are outside the home
  • Home Emergency Assistance – If, in the middle of the coldest night of the year your heating breaks down, or you have a problem with your plumbing or even a vermin infestation, you’ll be covered to get emergency repairs carried out. Includes roof damage and key cover without losing your no claims bonus 
  • Keycare - A higher level of cover than the cover you have as standard, also includes vehicle hire if your car keys are lost or stolen and you can’t drive your car

Terms and conditions will apply to the benefits you’re offered, so it’s important to check the policy wording before you purchase.

Budget Insurance not only provide cover for home and contents, they also provide competitively priced car, van and travel insurance with great benefits.

Get a Budget home insurance quote today and see how much money you can save.

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