Churchill Home Insurance

Churchill home building insurance includes:

• Accidental damage to underground pipes and cables that supply gas, water, electricity and sewerage, including drains and tanks
• Tracing and accessing water leaks
• Alternative accommodation if your home’s been damaged by something covered under your policy and you can’t live in it
• Kennel or cattery fees, to make sure your pets are safe if you can’t take them into alternative accommodation
• Home owners’ liability
• Replacement keys and locks if your keys are stolen, or if you’ve lost them
• Loss or damage caused by unexpected events like storm, flood, fire, escape of water and subsidence. A compulsory excess applies here.
• Damage caused to your home or garden by the emergency services entering your home

Home contents insurance with Churchill includes:

• New for old cover on things like TV’s or mobile phones
• Replacement keys and locks if your keys are stolen, or if you’ve lost them
• Damage to your contents whilst they’re being moved to your new home
• Alternative accommodation and kennel/cattery fees for your pets if your home’s been damaged by something covered under your policy and you can’t live in it
• Contents in your garden, like patio furniture
• Cover for your home contents against theft or attempted theft, fire, flood and water or oil escaping from fixed water or heating system including storage tanks and domestic appliances
• Cover for your garden trees, shrubs, plants or lawns including landscaping
• 10% extra contents cover for special occasions, like weddings and religious festivals
• Personal and Employer's Liability and if you are renting a property, Tenant's Liability
• Unlimited cover for frozen or chilled food if your fridge or freezer breaks

Optional extras

You can also add these optional extras to your cover for an additional premium (they’re all included with Home plus):

• Family Legal Cover – Get help with legal costs in the event of disputes. This could be with a neighbour or for faulty goods or services you’ve bought
• Accidental Damage – This covers 'whoops' moments like dropping a pan on a glass cooker top or spilling red wine on your sofa
• Personal possessions – Cover your personal belongings like jewellery, mobiles and laptops outside the home and for up to 60 days worldwide
• Home Emergency Cover – Central heating failed? Power not working? They’ll send out a trained professional to sort it and cover up to £500 for each call-out

Churchill Insurance is underwritten by UK Insurance Limited.