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Dial Direct Home Insurance

Dial Direct provide home insurance which includes some great benefits as standard. They also give you useful options to purchase and add on to your policy, so you get the type of cover you need. Direct Dial home insurance includes Family Legal Protection and Home Emergency Assistance as standard.

You’ll also get the convenience of their self-service centre, which means that you can download and view your policy documents with ease. Should you need to make a claim all you need to do is phone them on 0344 412 2140, they are open 24 hours, 7 days a week.

Dial Direct Home insurance

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Buildings Insurance covers you for:

  • Fire, theft, storm, water damage and other unexpected events that are outlined in your buildings policy document
  • Escape of water and oil
  • Underground services – pipes and cables that supply your home with gas, water and electricity and also sewerage pipes taking waste away from your home 
  • Trace and Access water leaks
  • Loss and theft of keys – if you lose your keys or they are stolen you’ll be covered to get a locksmith to replace your keys and locks
  • Subsidence
  • Blockage of sewer pipes
  • Damage caused by the emergency services gaining access to your property or garden
  • Family Legal Protection – if you have a problem and you need legal help and advice for things like disputes over shoddy workmanship, or you have a problem at work
  • Home Emergency Assistance – covers you in an emergency with your electricity, plumbing or central heating 

Dial Direct contents insurance will cover you for all the things in your home that you could take with you if you moved home including carpets and curtains.

Other things that may be included in your home contents cover are:

  • Alternative accommodation – if something that’s covered under your insurance makes it impossible to stay at home, you’ll be covered to stay in alternative accommodation
  • Food in your freezer 
  • Money at home
  • Visitors’ belongings
  • Home office equipment – if you work from home and you have a computer, fax machine or photocopier and they are damaged you’ll be covered for repairs or replacements
  • Extra cover for special events such as weddings and religious festivals

If you want to add an optional extra to either your buildings or contents insurance you can purchase Keycare. You’ll have an emergency helpline number which you can call any time of the day or night, 7 days a week. Your cover includes the keys and locks to your home and for your car if they are lost or stolen.

what does dial direct home insurance cover?

You may also be able to cover yourself for:

  • Accidental damage – if you accidently damage or ruin something covered under your contents policy you can have it replaced
  • Personal belongings away from home – either in the UK or while you’re abroad on holiday

Terms and conditions do apply to both buildings and contents insurance, as well as financial limits. You should check your cover, which will be in your policy document.


Dial Direct also provide car and van insurance and getting a quote from them is quick and easy. You’ll be able to choose a policy that suits you and your lifestyle. Get a Dial Direct home insurance quote today and see how much money you can save.

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