Performance Direct Home Insurance

Buildings insurance

Building insurance can give you the following cover depending on your insurer:

• Subsidence
• Landslip & Heave
• Fire
• Escaped water or oil from a heating system or domestic appliance
• Theft or attempted theft Floods and Storms Accidental damage to permanent fixtures Alternative accommodation
• Replacement Locks & Keys
• Property owners liability
• Malicious damage or vandalism
• Accidental damage to cables, underground pipes and drains

You should also be given the opportunity to purchase Accidental Damage cover with your Performance Direct buildings insurance, which will make sure you can repair or replace anything that you have damaged accidently, such as a hole in the loft ceiling.

Contents insurance

Contents insurance will normally include cover for:

• Leaking water or oil from a domestic appliance or heating system
• Theft from outbuildings such as a garage or a shed
• Contents in your fridge or freezer
• Accidental damage to your TV, or other home entertainment equipment
• Alternative accommodation – if your home is damaged by something you are insured for and you can’t stay in your home because it is dangerous; you’ll be covered to live in alternative accommodation with your family
• Accidental damage to glass in furniture, mirrors, shelves, cooker doors and hobs
• Key cover – new keys and replacement locks for outside doors if your keys are lost or stolen
• Contents outdoors – patio furniture, ornaments or barbecues
• Personal liability – protects you against any claims made against you for loss or damage someone else incurs whilst in your home or on your property
• Fire
• Theft or attempted theft

Other benefits of Contents Insurance could include:

• Money & Credit Cards
• Liability to domestic staff
• Visitors personal effects
• Special Events – (Automatic increase for sums insured for birthday’s & Weddings)
• Aerials & Satellite dishes
• Digital downloads – any data you have downloaded legally such as music videos or films
• Contents in transit – if you move your contents will be protected whilst being taken from your old house to your new one by a professional house removals company
• Special events cover – if you have extra contents of value in your home due to a special event such as a wedding or a religious festival, you’ll get extra cover for a specified amount of time
• Students cover- cover for the possessions of a member of your family who is away from home studying in the UK
• Guest’s belongings – if someone who is staying with you as a guest has his or her possessions damaged or stolen whilst in your home, you’ll be covered to replace them

Extras

You might also be offered the following extras, which you can purchase and add-on to your insurance to give you wider cover:

• Garden cover – fences, lawns, plants and trees, all the things that make up your garden and the boundaries to your home
• Belongings away from home – items that you take with you if you go on holiday or out for the day. Gadgets, luggage, jewellery and clothes are covered in the UK, Europe and depending upon your insurer, anywhere else in the world for a limited period
• Accidental damage – if you spill red wine on your sofa, or you put the wrong cleaning product on your wood table, this will cover you for repairs or replacements
• Pedal cycle cover – insurance for your bike whilst it is away from home.

Performance Direct tailor your insurance needs, so that you get the cover you want at an affordable price. Get a Performance Direct Home Insurance quote today and see how much you could save.