Swiftcover Home Insurance

Swiftcover offers its customers a number of insurance services, including Home Insurance.

Home Insurance with Swiftcover gives you buildings and contents insurance as a joint policy, or separately, for your convenience. They also have a 24 hour claims notification line, so should you need to make a claim, you can call them on 0330 024 8092.

Swiftcover Home Insurance gives you the choice of 2 levels cover; Swift Made and Swift More. Swift More has higher levels of cover and includes Home Assistance and Legal Expense Cover as standard.


Terms and conditions will apply to the benefits you’re offered, so it’s important to check your policy wording before you purchase.

Swiftcover Home Insurance

Swiftcover Buildings Insurance will cover you for:

  • Loss or damage to your building’s structure by major risks including fire, flood, escape of water and ground movements like subsidence, heave or landslip
  • Trace and access leaks  as a result of escape of water from a fixed domestic water, drainage or heating installation. For escape of water incidences caused by accidental damage to be covered, the relevant accidental damage cover would need to have been purchased
  • Escape of water from a heating system or domestic appliance
  • Loss or theft of outside door keys – Includes new keys and replacement locks
  • Emergency services access damage
  • Alternative accommodation – If your home is damaged by something that you are insured against and you can’t stay in your home because it is dangerous, this benefit enables you to stay in alternative accommodation
  • Property owner’s liability – Enables you to meet any costs or damages awarded to a member of the public if they suffer an injury following an accident connected to your property, which is arising from your ownership of the property but not its occupancy

Contents Insurance will cover you for:

  • Loss or damage to your contents and valuables by major risks such escape of water, fire, flood, theft and malicious damage. Contents in outbuildings – such as in a garage or shed
  • Loss or theft of keys – New keys and replacement locks if your keys are stolen
  • Special events – If you need extra cover because you have valuable items at home due to a wedding or a religious festival, this will give you that extra cover for a specified amount of time
  • Visitors’ belongings – Covers you to reimburse a guest if their belongings are damaged or stolen whilst they are staying in your home
  • Money and credit cards in the home
  • Home Business equipment for clerical use only
  • Alternative accommodation – Covers you to stay somewhere else if your home has been badly damaged and is too dangerous to stay in, as long as you have insurance for that particular damage
  • Food in the freezer
  • Digital downloads – Data you have legally downloaded, such as films or music
  • House deeds and other important documents
  • Employer’s liability – Protects you if someone who is working while at your home makes a claim against you

Add extras on to your Swift More or Made Policy:

  • Buildings and Contents Accidental Damage –Covers you for accidental damage to your building such as a broken window, or for accidental damage to the contents you have at home, such as red wine spilt on the sofa
  • Personal possessions – Covers the items you take with you when you’re away from home such as jewellery, gadgets, clothes or luggage. Cover is worldwide and you can choose the level of cover up to a specific amount
  • Garden Cover – Contents in your garden such as garden furniture, trees, plants and barbecue equipment
  • Student cover – While a member of your family is away from home studying, their contents will be covered, includes items such as laptops, e-readers, tablets and phones
  • Bicycle Cover – Cover for your bike whilst it is stored at home or parked in another location whilst you are out of the house

Add wider cover

If you have Swift More Insurance the following are already included, but if you have Swift Made you can also add these options to your policy for wider cover:

  • Home Assistance – A 24/7 emergency helpline which will get a tradesman to you quickly in the event of a home emergency such as a blocked drain or an electrical problem
  • Legal Expenses – Financial help to pursue claims such as personal injury, medical negligence, neighbour or contract disputes

Swiftcover offer cover with great benefits. If you would like a Swiftcover Home Insurance quote, apply today and see just how much money you could save.

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