Swinton Home Insurance

You invest a lot of time and money to get your home just right and it contains some of your most prized possessions, so it makes sense to protect your investment with the right home insurance. With over 50 years’ experience in finding insurance, Swinton Insurance understands what’s important to you, with two home insurance options for you to choose from, Classic and Premier.

If you have Home emergency cover, call 0800 072 5125. Otherwise, please contact your local Swinton branch who will provide contact details for you to make a report of your claim to your insurer. 


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Swinton Insurance’s home insurance gives you:

Regardless of which option you choose, the following key benefits are included as standard:

  • New for old contents cover – Except household linen and clothing
  • Home entertainment equipment – Non-portable items are covered against accidental damage
  • Underground pipes and cables – Covered against accidental damage
  • Replacement locks – Up to £1,000 if your keys to external doors and windows are lost or stolen
  • 12 month guarantee – On work carried out by insurer-approved contractors
  • Downloaded/digital information – Loss or damage covered up to the value of £2,500
  • Freezer contents – Covered up to the value of £1,000
  • Alternative accommodation - Buildings cover – If your home is unsafe to live in following an insured claim (up to £30,000)
  • Alternative accommodation - Contents cover – If your home is unsafe to live in following an insured claim (up to £10,000)
  • Theft from outbuildings – Covered for theft from sheds, greenhouses etc. (up to £2,500)
  • Office equipment – Protects your office equipment in the home (up to £5,000)

As well as everything above, a Premier policy provides increased cover for:

  • Alternative accommodation - Buildings cover – If your home is unsafe to live in following an insured claim (up to £75,000)
  • Alternative accommodation - Contents cover – If your home is unsafe to live in following an insured claim (up to £20,000)
  • Theft from outbuildings – Covered for theft from sheds, greenhouses etc. (up to £5,000)
  • Office equipment – Protects your office equipment in the home (up to £10,000)

The Premier policy also includes additional cover for:

  • Garden cover – Up to £2,500 for things like plants, garden furniture and BBQs
  • Legal protection – Covered for up to £100,000 in the event of a claim
  • Matching sets and suites cover – If a damaged item can’t be repaired or replaced, you’ll get a new set or suite
  • Student accommodation – Up to £5,000 to protect your family’s items at their student accommodation (subject to forcible or violent entry)
  • Weddings or religious festivals – The policy will give you a 10% increase in your contents cover one month before and after the event
  • Shopping – Up to £1,000 cover for your shopping while you’re taking it home

Legal protection can also be added to a Classic policy, but comes as standard with Premier.

If you want to add additional cover options to your policy:

You can add the options below onto Swinton’s Classic and Premier cover:

  • Extended accidental damage – Gives you even more cover against mishaps, damage to your tablets, laptops and mobile phones
  • Personal possessions – Cover for theft, loss or damage to your valuables and gadgets, wherever you are in the world
  • Home emergency cover – Providing help for a wide range of home emergencies that can occur, such as loss of heating or plumbing problems

Swinton selects their insurance products from a panel of specially selected insurers. Home emergency cover is provided by Inter Partner Assistance.

Swinton also provides car, bike and van insurance – if you want to see just how much you could save, get a Swinton home insurance quote today.

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