Swinton Home Insurance

Swinton Insurance’s home insurance gives you:

Regardless of which option you choose, the following key benefits are included as standard:

• New for old contents cover – Except household linen and clothing
• Home entertainment equipment – Non-portable items are covered against accidental damage
• Underground pipes and cables – Covered against accidental damage
• Replacement locks – Up to £1,000 if your keys to external doors and windows are lost or stolen
• 12 month guarantee – On work carried out by insurer-approved contractors
• Downloaded/digital information – Loss or damage covered up to the value of £2,500
• Freezer contents – Covered up to the value of £1,000
• Alternative accommodation - Buildings cover – If your home is unsafe to live in following an insured claim (up to £30,000)
• Alternative accommodation - Contents cover – If your home is unsafe to live in following an insured claim (up to £10,000)
• Theft from outbuildings – Covered for theft from sheds, greenhouses etc. (up to £2,500)
• Office equipment – Protects your office equipment in the home (up to £5,000)

As well as everything above, a Premier policy provides increased cover for:

• Alternative accommodation - Buildings cover – If your home is unsafe to live in following an insured claim (up to £75,000)
• Alternative accommodation - Contents cover – If your home is unsafe to live in following an insured claim (up to £20,000)
• Theft from outbuildings – Covered for theft from sheds, greenhouses etc. (up to £5,000)
• Office equipment – Protects your office equipment in the home (up to £10,000)
  
  

The Premier policy also includes additional cover for:

• Garden cover – Up to £2,500 for things like plants, garden furniture and BBQs
• Legal protection – Covered for up to £100,000 in the event of a claim
• Matching sets and suites cover – If a damaged item can’t be repaired or replaced, you’ll get a new set or suite
• Student accommodation – Up to £5,000 to protect your family’s items at their student accommodation (subject to forcible or violent entry)
• Weddings or religious festivals – The policy will give you a 10% increase in your contents cover one month before and after the event
• Shopping – Up to £1,000 cover for your shopping while you’re taking it home

Legal protection can also be added to a Classic policy, but comes as standard with Premier.

If you want to add additional cover options to your policy:

You can add the options below onto Swinton’s Classic and Premier cover:

• Extended accidental damage – Gives you even more cover against mishaps, damage to your tablets, laptops and mobile phones
• Personal possessions – Cover for theft, loss or damage to your valuables and gadgets, wherever you are in the world
• Home emergency cover – Providing help for a wide range of home emergencies that can occur, such as loss of heating or plumbing problems

Swinton selects their insurance products from a panel of specially selected insurers. Home emergency cover is provided by Inter Partner Assistance.

Swinton also provides car, bike and van insurance – if you want to see just how much you could save, get a Swinton home insurance quote today.