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Yamaha bike insurance

Yamaha firmly remains one of the most popular bikes on UK roads, with a range that includes tourers, roadsters and cruisers. Make sure you have the right insurance cover for your bike when you compare quotes for your Yamaha.

Frequently asked questions

What types of bike does Yamaha make?

Yamaha’s first motorcycle, the YA-1 with its 125cc, single-cylinder two-stroke engine, was launched in 1955. The bike won its first race, and the company has been forging ahead ever since. 

Today Yamaha produce scooters from 50 to 400cc, and a range of motorcycles from 50 to 1,900 cc. Whatever your ride, they have a bike to suit your style.

In 2018, Yamaha announced the arrival of a new 3-wheeled bike the NIKEN. Its dual leaning front wheel is a radical new approach and is designed to enhance grip and help riders take corners confidently.

There are also new models of the Tracer 900, updates to the MT range, and Yamaha claims the YZF-R1M is the most advanced production motorcycle it has ever produced.

Whether you’re riding a custom Yamaha YBR 125 or scooting along on the Yamaha Zuma, we can help you compare insurance quotes for your bike.

With prices varying significantly depending on a number of factors, shopping around for your bike insurance is a must.

What insurance do I need for my Yamaha?

You will need to choose between:

  • Third party insurance – this is the minimum required by law and covers you for any damage you do to others and their property
  • Third party fire and theft – this offers the same cover as third party with added protection for your bike in case of fire or theft.  
  • Comprehensive insurance - this offers all of the above, and covers injuries to yourself and repairs to your motorbike in the event of an accident
    The cover you choose depends on your bike and your needs and what you are using your bike for. Do you want to use it just for social use or for commuting or business purposes? 

Then you'll need to think about what you want your policy to cover as this can vary between providers. Some things are included as standard by some providers, while others offer them as an add on. When searching for quotes you should check if these are included if you want them (and if not, ask if you can add them):

  • Breakdown cover – if your bike breaks down, you’ll be covered for roadside assistance as a minimum.
  • Legal expenses insurance – if you and your bike are involved in an accident, or if a driver makes a claim against you, this insurance could cover all or some of the legal costs.
  • No claims discount – protecting your no claims discount allows you to make one or two claims before your number of now claims bonus years falls, but it is worth remembering that the price of your insurance may still increase following an accident.  
  • Personal accident cover – if you’re in an accident, this could help you with the recovery costs.  
  • Helmet and leathers cover – could help with the costs of replacing your gear after an accident. 

What will affect the price of my Yamaha motorcycle insurance?

There are a few different factors that go into pricing your motorcycle insurance. These include things like your riding experience, your job, as well as the bike you ride. See more on how bike insurance is calculated.

What information will I need to get an insurance quote?

We try to make insurance as simple as possible. Just tell us what model you want to insure, give us a few personal details, and we’ll find you quotes from our panel providers. All you need to do is pick the policy that suits you (and your bike).