How much is insurance for a pedigree cat?
You may find that a pedigree cat costs more to cover than a regular breed because they can be more susceptible to some illnesses.
Cost of pet insurance for pedigree cat breeds**
|Breeds||Average yearly premium (across all levels of cover)|
|British shorthair cats||£88.14|
**Based on Compare the Market data in 1 March 2019 to 1 June 2019.
What hereditary conditions affect pedigree cats?
Some of the more common pedigree cats can suffer from these hereditary conditions:
- British shorthair cats can suffer from hyperthyroidism, cardiomyopathy and cystitis.
- Persian cats can suffer from breathing difficulties, dental diseases and skin infections.
- Siamese cats can be prone to feline heart disease, diabetes and asthma.
- Tonkinese cats can be at risk of developing heart defects, problems with their eyes and asthma.
- Bengal cats can be prone to lameness, abscesses and tumours.
What can pedigree cat insurance cover?
Cat insurance can cover the cost of treating an accident or illness. It can also cover:
- complementary treatments – physiotherapy, alternative medicine and more.
- cattery fees – if you’re unable to look after your cat because you fall ill.
- costs of cancelling your holiday because your cat is ill.
- your cat passing away
- theft of your cat
- costs of advertising and offering rewards if your cat goes missing.
- costs of emergency treatment if your cat is taken ill abroad.
You’ll need to check your policy to see exactly what’s covered.
What may not be covered by your pedigree cat insurance?
- Pre-existing conditions – these are almost certainly not going to be covered by any insurance provider.
- Routine check-ups and vaccinations – although unexpected and emergency trips to the vet are likely to be covered.
- Dental treatment – some insurance providers will cover this for an additional cost.
Check the policy details to see exactly what is and isn't covered by that insurance provider.