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Motorbike insurance

Bike cover without the big bill

  • Protect the thing you love most with motorbike insurance from just £105 per year[1]

  • Plus, enjoy a year of fantastic rewards on us*.

[1] 10% of our customers were quoted less than £104.90 for their bike insurance in June 2026.

We compare motorbike insurance from 12 providers[2], including:

Adrian Flux logo
Bennetts Motorcycling Services Limited Logo
Devitt Insurance Services Limited Logo
Europa Bike Logo
Hastings Direct logo
Lexham Insurance Consultants Ltd Logo
Markerstudy Logo
One Call Insurance logo

[2] Correct as of June 2026.

It’s time to compare motorbike insurance

There were more than 1.3 million motorcycles on the road in 2024. If yours is one of them, finding affordable, high-quality insurance will be among your top priorities.

Whether you’re buying your first bike or upgrading to your dream machine, if you’ve got questions about comparing motorbike insurance, step this way…

What do I need to get a motorcycle insurance quote?

To get a motorbike insurance quote, you’ll need to give us a few details about yourself including your name, address, age and employment status.

We’ll also need details of:

  • The make and model of your motorbike – and the registration number, if you know it

  • The year it was manufactured (we can compare motorcycle insurance quotes for any bike manufactured from 1970 onwards)

  • Any modifications made to your motorcycle after manufacture

  • The value of your motorcycle and the date you bought it, if applicable

  • How long you’ve had your motorbike licence

  • Any claims or convictions in your name

  • Any additional riders, including any claims and convictions they may have had

  • Any special security devices you carry or have had fitted to your motorbike.

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Why compare bike insurance quotes with Compare the Market?

There were around 1.37 million motorcycles registered in the UK in 2024. If yours is one of them, finding affordable insurance will be among your top priorities. As with car insurance, motorbike insurance is a legal requirement.

Whether you’re buying your first motorcycle or upgrading to your dream machine, comparing motorcycle insurance quotes could help you save money.

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Affordable cover

51% of customers were quoted less than £490 [8] for their motorcycle insurance.

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Compare in minutes

View a range of motorbike insurance quotes in just 7 minutes [9]

We’re impartial

We’re impartial

You decide on your policy – we simply help you search more quickly and easily.

[8] 51% of our customers were quoted less than £489.08 for their bike insurance in June 2026.

[9] Correct as of June 2026.

Why compare motorbike insurance with Compare the Market?

When you compare with us, it’s quick and easy to see what’s available. Just type in a few details and we’ll give you a list of quotes from different providers, along with the main policy features. If you see one you like, just follow the link to the insurance provider's website to get your deal.

Whether it’s a Harley or a Vespa, we’ve got policies to suit your bike.

Find and compare motorbike insurance quotes

FAQs

Are there motorcycle insurance groups?

Yes, just like cars, motorcycles are classified into different insurance groups based on value and performance. There are between 17 and 22 motorcycle insurance groups, depending on the system the insurance provider uses.

Generally, bikes in the lower insurance groups are cheaper to insure.

Can I add other people to my motorbike insurance policy?

Many insurance providers will allow you to add an additional rider. Depending on their age and driving experience, this may raise or lower the cost of your premiums.

Can I insure more than one bike under the same policy?

If you own more than one motorbike, you could insure them all under one policy.

Multi-bike policies can earn you a discount for using the same provider and it can be easier to manage multiple bikes under one policy.

Compare the Market doesn’t currently compare multi-bike insurance, but we’re a great place to compare single motorbike insurance policies.

Can I insure an imported motorcycle?

You can insure an imported motorbike, but you’ll probably find you have fewer options. Not all motorbike insurance providers are willing to insure imports, because they were made to be sold outside of the UK.

You can still find cover, though, so it’s worth comparing providers.

What happens if my bike is written off?

If your bike is written off, some insurance providers will provide you with a brand-new replacement. However, this can increase the cost of your insurance.

When you take out your policy, the value of your bike will be used to calculate your pay-out if your bike is written off.

You might want to consider GAP insurance. GAP insurance can cover the difference between the market value of your bike today and the amount you paid when you bought it.

Compare the Market doesn’t currently compare GAP insurance.

Does motorbike insurance cover wheel damage or punctures?

Most motorbike insurance policies won’t cover you for punctures or damage to your wheels. However, if you take out breakdown cover, you can at least get roadside recovery to get you back on the road as soon as possible.

Can I insure my bike for only part of the year?

Yes, you could insure your bike for only part of the year, but, if you take out an annual policy, cancelling early may mean you won’t earn a no-claims discount. You may also have to pay a cancellation fee which could outweigh any savings.

Another option is to take out short-term bike insurance. Policies can offer cover from as little as a few hours up to a few months.

Just remember that if you take your bike off the road, and no longer want to insure it, you’ll need to declare it off the road with a SORN.

If you can find a cheap motorbike insurance deal, it might make sense to keep it insured at all times. That way, you’ll have year-round cover if it’s stolen or damaged.

Can I ride my bike abroad?

Some insurance providers include cover for riding abroad, usually within the EU. But be sure to check any limits or exclusions in your policy wording.

A separate motorbike travel insurance policy could provide extra cover.

Can I transfer my no-claims bonus from my car insurance?

Some insurance providers will let you transfer your no-claims bonus from your car insurance to your motorbike and vice versa. But not all will.

It’s worth comparing providers and finding out more before you agree on a motorcycle insurance policy.

What is compulsory basic training (CBT)?

Compulsory Basic Training (CBT) is a course you’ll usually need to take before you can ride a moped or motorcycle on the road.

It’s only the first level of qualification, so you’ll still need to pass a full motorbike or moped driving test. After completing CBT, you can ride a moped if you’re 16 or over, or a motorcycle up to 125cc with a power output of up to 11kW if you’re 17 or over.

Once you’ve completed your CBT (it’s not a test that you pass or fail), you must pass your full test within two years, or you’ll have to complete the CBT again.

Can 16-year-olds ride scooters and mopeds?

At the age of 16, you can ride a moped or scooter with an engine size of 50cc or less, with a maximum speed of 45km/h (around 27mph). To legally ride on the road in the UK, you’ll need:

  • A provisional driving licence

  • To have completed a CBT training course

  • L plates (L or D in Wales)

  • A valid MOT, if your scooter or moped needs one

  • Tax and insurance for your scooter or moped.

Can I ride someone else’s bike if I have insurance?

You might be covered to ride someone else’s bike if you have a comprehensive policy, the highest level of cover. But not all insurance providers include this within their cover.

If your policy does cover you to ride someone else’s bike, it will likely only be on a third-party basis. Check your policy to be sure.

How do motorbike licence categories work?

In the UK there are four main motorbike licence categories: AM, A1, A2 and A. The category you qualify for depends on your age, licence qualifications and motorbike type.

For example, you’ll need to be at least 16 years old with a CBT, theory test and practical test to qualify for an AM moped licence. You’ll need to be 24 or over to take a direct access test for a full, unrestricted motorbike licence.