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Motorcycle travel insurance

Before riding a motorcycle on holiday, you’ll need to get the right insurance policy in place. Here are the key points if you’re planning to hire a bike, or take yours abroad. 

Patrick Ikhena From the Travel team
3
minute read
posted

What cover do I need if I’m taking my motorcycle to Europe?

You’ll need a minimum of third party cover when riding in EU and European Economic Area (EEA) countries. If you have a comprehensive policy in the UK you may automatically have the same level of cover abroad; or you may have to pay extra to get that level of protection.

There may be a limit on the number of days’ cover provided under a normal UK insurance policy – perhaps 30, but be sure to check. If you’re travelling for longer, you might consider a ‘touring’ policy, where cover could be available for up to 180 days.

Also, note that the rules around insuring a motorbike in Europe are subject to change depending on the impact of Brexit. For example, you may need to obtain a ‘green card’ from your insurer to demonstrate that you have cover in place.

Make sure you have enough cover for your motorcycle equipment, including specialist clothing, in case it's lost, stolen or damaged.

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What else should I think about when it comes to motorcycling and insurance?

If your plans change while you’re away and it looks like you’ll need extra cover – for example, if you decide to stay away for longer – get in touch with your insurance provider and ask to amend your policy.

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