How do I know if my separation affects my family travel insurance?
Before you travel, check the terms and conditions of your policy carefully. If you’re concerned that your children, or you, may not be covered, contact your insurance provider.
Once you’ve explained the situation, they’ll be able to amend your policy or offer advice on what to do next. You may need to cancel your policy and purchase a new one which reflects your change in circumstances.
What should I look for in a family travel insurance policy?
When you’re looking at what travel insurance policy to buy for you and your family, it’s always worth considering:
- Medical expenses – to cover you for any treatment, or the cost of getting you back home afterwards.
- Cancellation and curtailment – in case you have to cancel or cut your holiday short.
- Missed departures and delays – if you miss your flight for reasons out of your control or there are flight delays.
- Lost or stolen luggage – to help you recoup any losses if your luggage is lost, stolen or damaged.
You’ll also need to decide between a single trip policy (valid for one holiday) or an annual policy that covers you for the whole year. If you travel a lot, then you may find an annual policy is more cost effective.