Does family travel insurance still cover us after separation? | Compare the Market

Does family travel insurance still cover us after separation?

Does family travel insurance still cover us after separation?

If your family no longer lives under the same roof, your family travel insurance policy might not be valid. We take a look at whether family travel insurance still covers you after a separation.  

Wouter Van Rijn From the Travel team
3
minute read
posted

How do I know if my separation affects my family travel insurance?

Before you travel, check the terms and conditions of your policy carefully. If you’re concerned that your children, or you, may not be covered, contact your insurance provider.

Once you’ve explained the situation, they’ll be able to amend your policy or offer advice on what to do next. You may need to cancel your policy and purchase a new one which reflects your change in circumstances.

How do I know if my separation affects my family travel insurance?

What should I look for in a family travel insurance policy?

When you’re looking at what travel insurance policy to buy for you and your family, it’s always worth considering:

  • Medical expenses – it’s a good idea to be covered for any emergency medical treatment, hospital stays and the cost of getting you back home.
  • Cancellation and curtailmentholiday cancellation insurance covers you if you have to cancel or cut your holiday short. If you have travel insurance the cover will start as soon as you book your holiday.
  • Missed departures and delays – this will compensate you if you miss your flight for reasons out of your control and also if there are flight delays.
  • Lost or stolen luggage – travelling with children rarely means you pack light so make sure you get to recoup your losses if your luggage is lost, stolen or damaged.

You’ll also need to decide between a single trip policy (valid for one holiday) or an annual policy that covers you for the whole year. If you travel a lot, then you may find an annual policy is more cost effective.

What should I look for in a family travel insurance policy?

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