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Insuring your tipper truck
If you use a tipper truck as part of your business you'll know it's not a straightforward van. A specific piece of kit requires a specific type of cover. You know it's key to your business. So you need to protect it carefully with some good tipper van insurance.
What kind of tipper insurance do you need?
It's pretty likely that your tipper van like a flatbed or pick-up is not a pleasure vehicle! So you'll need to insure it for business use as without it your insurance could be invalidated if you need to make a claim. You'll also need to decide what level of cover you require. You can choose from:
• Third party – which only covers you for injury or damage to a third party
• Third party, fire and theft – as well as the above it also covers you if your van is damaged by fire or is stolen
• Full comprehensive – which covers you for accidental damage to your tipper
You might think that third party is the cheapest cover, but this is not always the case. Insurers sometimes charge higher premiums for this than fully comprehensive as drivers with third party only cover can be considered a higher risk. Before you choose third party only, consider what would happen to your business if you had to repair or replace your tipper van – repairing could be costly and replacing it even more so. Make sure you consider your needs carefully before choosing the type of policy.
Whatever cover you decide to take, it's worth considering adding van breakdown cover onto the policy. You don't want your van being left stranded with expensive equipment left in it and you wouldn’t want to miss a job because your van’s let you down if you’re using it for your business.
Finding cheap tipper van insurance can take a while and there are so many variants – single cabs, double cabs, short wheel base, extra-long wheel base – the options are endless if you’re buying a new one. But when it comes to your insurance quote, you only need to pick tipper.
So let us take this task away from you. We'll search through our list of insurers to find a selection of tipper van insurance policies to suit you and your business.
Start comparing tipper van insurance today, just click above to begin.