What does private van insurance cover?
Well that depends on what you use your van for and also what your provider offers. To make things easier you can pick vehicle use on our comparison journey to suit your needs:
Social, domestic and pleasure – if you only use your van at the weekends for hobbies and don’t use it to get to work, this is the cover for you.
Carriage of own goods – this would apply if the van carries the tools of your trade and you need them in order to carry out your work – for example if you’re are builder, plumber or carpenter.
Haulage (carriage of goods for hire and reward)
If you use your van for carrying business-related goods that belong to you, your employer or a business partner. In addition, this includes the carriage of goods for hire or reward. However this excludes the carriage of passengers for hire or reward.
In most cases, the contents of your van won’t be covered by your van insurance policy. It’s important to note that your policy will usually only cover the van itself in an insured event such as accident, fire and theft.