Does my child need under 18s travel insurance for school trips?
If your child’s going on a school trip, don’t jump straight in and compare travel insurance for under 18s. First, you should check what cover is already in place. There are two important things to look into:
- Your family travel insurance policy, if you have one, may cover your child for school trips.
- The school may have insurance in place for the trip. Ask what’s included before you buy your own policy.
Once you know the details, you can decide whether your child needs additional under 18s travel insurance. It might help to know that one insurance provider paid out £32,000 for a four-day hospital stay in the USA to treat a 12-year-old girl who got pneumonia on a school trip. They also paid for the cost of flying out a member of the family to be with her.