What does under 18 travel insurance cover?
What you need to think about is where in the world your under 18 is travelling to, what activities will they be getting up to while they are there, and do they have any pre-existing medical conditions? This will help determine what kind of under 18s travel insurance you take out.
For example, if they’re travelling to the United States, then their travel insurance will need worldwide cover including the USA. And with regard to the activities they’ll be taking part in, if they’re planning on doing some adventure sports like skiing or bungee jumping, then this will need to be specified in their under 18 travel insurance. You need to make sure injuries are covered. You don’t want to have to foot the enormous bill your child racks up because they think they’re unbreakable!
If, on the other hand, your teen is travelling around Europe, then get them an EHIC card before they go, as this will provide them with state-funded healthcare, if they’re in a country within the European Economic Area. This doesn't replace an under 18 travel insurance policy – you’ll still need that – but it might help towards some of the medical costs and some insurers may not charge the policy excess if you have your EHIC card.
Compare travel insurance for a child under 18
Comparethemarket.com is the simplest way to compare a bunch of under 18 travel insurance providers with just a couple of clicks. We’ll make sure your young traveller has all the insurance cover they need for their adventures, and all the cover they need for you to sleep easy.