Car insurance for 17 year olds

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How to compare car insurance for 17-year-olds

Learning to drive is a rite of passage and most 17-year-olds are desperate for the freedom and independence that their first car promises. And there are plenty of options available for first-time motorists. But the main question is whether to go for fully comprehensive or third party insurance. Then maybe check out policies that cover learner, student and young drivers. Consider too whether a ‘black box’ might bring a new motorist’s premiums down, while breakdown cover can give peace of mind in case things go wrong. Don’t be put off by all the options available – our straightforward guide covers all the basics you need to put you in the driving seat. 

Frequently thought questions

We recognise that insurance can be quite confusing when you’re just starting out. That’s why we’ve put together some ‘frequently thought questions’ to give you some of the answers.

Why are premiums so high for young drivers?

Sadly, 14% of all car occupant casualties in 2015 were between 17 and 24. There is also some evidence that young, less experienced drivers are at much higher risk of crashing than older drivers. This, along with the fact you have no driving history, is why car insurance premiums for you will be higher than that of an experienced driver.

What is the minimum legal requirement for car insurance?

The lowest level of car insurance cover available is third party insurance. With this policy, if you were to be involved in an accident, your insurance provider would cover the cost of medical expenses or compensation for the other driver and any repairs needed to their car.

However just because it’s the lowest level of cover, it doesn’t necessarily mean that it will be the cheapest premium for you, so make sure you compare other cover options. However, if a higher level of cover is more expensive, the protection it provides for you may be worth the expense.

How can I reduce the cost of 17 year old car insurance?

There are a number of ways to reduce the cost of your premium, from choosing the right car, to proving that you are a safe driver.

What is a good car for affordable 17 year old car insurance premiums?

When buying your first car, how do you know which model is best for you? When taking the price of your car insurance premium into consideration, it’s a good idea to choose a more modest vehicle with a smaller engine.

Which type of car insurance cover is right for me?

Overall, the type of policy you choose will have an outstanding impact on the rate of your premium, so it is important to consider which is most suitable to you.

How can I compare quotes to find car insurance deals?

As a young driver, taking advantage of opportunities to save money has the potential to reap substantial rewards. With our car insurance comparison service, you can compare over 100 car insurance providers to make sure you are getting the right level of cover here with us. Simply start by filling in the comparison form and let us show you your options and help you find the deal that’s right for you.

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