Insurance of this type could cover you in the event that your car is damaged by a fire. This could be accidental or the result of arson. In the case of the latter, you’d need to report the crime to the police and get a crime number that you can then quote to your insurance provider.
A third party, fire and theft insurance policy could also cover you in the event that your car is stolen. Along with this, you may also be covered for damage to your car as a result of an attempted theft.